CFPB · Higher closed-with-relief share
T.S. Holdings
6.7K CFPB complaints · 20% relief (high band) · top issue Attempts to collect debt not owed.
T.S. Holdings closes 20% with relief (upper third) on 6.7K filings. Timely 99.9% · top product Debt collection. Allegations, not findings.
- Volume rank #91 of 342
- Higher closed-with-relief share
- +920% filings 2020 to 2026
CFPB relief outcome brief
CCDB company t-s-holdings
20% relief · 99.9% timely · 6.7K filings · Debt collection
Same-product relief peers
Nearest relief peer: Consolidated Management Group, LLC (20% relief)
T.S. Holdings closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of T.S. Holdings's 6.7K filings include narrative text
42.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
T.S. Holdings complaint mix by product
- Debt collection 5K 81.4% – 20% relief
- Credit reporting 936 13.9% – 16% relief
- Credit reporting, 295 4.4% – 26% relief
- Debt or 19 0.3% – 37% relief
- Credit card 1 0.0% – 0% relief
- Credit card 1 0.0% – 0% relief
- Payday loan, 1 0.0% – 0% relief
Heavy-volume mix: how T.S. Holdings's 6.7K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5.5K |
| Credit reporting or other personal consumer reports | 936 |
| Credit reporting, credit repair services, or other personal consumer reports | 295 |
| Debt or credit management | 19 |
| Credit card | 1 |
| Credit card or prepaid card | 1 |
| Payday loan, title loan, or personal loan | 1 |
Nationwide filing states for T.S. Holdings
Top states by attributed volume, heavy-filing company
- Leading state
- TX
- 18.5% of this company's filings
T.S. Holdings rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 1.5K
- +920% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 1.2K |
| CA | 813 |
| FL | 640 |
| GA | 602 |
| IL | 353 |
| NV | 330 |
| AZ | 306 |
| WA | 269 |
| NC | 269 |
| SC | 154 |
| LA | 113 |
| TN | 111 |
| CO | 110 |
| NY | 107 |
| MD | 96 |
| MI | 90 |
| AL | 83 |
| PA | 82 |
| VA | 82 |
| MO | 80 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2.2K |
| Written notification about debt | 1.1K |
| False statements or representation | 967 |
| Took or threatened to take negative or legal action | 739 |
| Incorrect information on your report | 690 |
| Communication tactics | 422 |
| Improper use of your report | 226 |
| Problem with a company's investigation into an existing problem | 203 |
| Problem with a credit reporting company's investigation into an existing problem | 85 |
| Threatened to contact someone or share information improperly | 58 |
| Problem with a company's investigation into an existing issue | 16 |
| Electronic communications | 11 |
| Charged upfront or unexpected fees | 9 |
| Problem with customer service | 7 |
| Credit monitoring or identity theft protection services | 6 |
| Problem with fraud alerts or security freezes | 3 |
| Identity theft protection or other monitoring services | 3 |
| Confusing or missing disclosures | 2 |
| Getting a credit card | 1 |
| Unauthorized withdrawals or charges | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 150 | 99.3% |
| 2021 | 498 | 100% |
| 2022 | 497 | 100% |
| 2023 | 691 | 99.9% |
| 2024 | 1.2K | 100% |
| 2025 | 2.2K | 99.8% |
| 2026 | 1.5K | 100% |
Source: CFPB Consumer Complaint Database
T.S. Holdings in the higher-relief third
T.S. Holdings's 6,744 logged complaints reach a nationwide footprint - 53 states have at least one filing. 42.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-26. Closed-with-relief 20% sits in the upper third of the corpus.
T.S. Holdings closes 20% with monetary or non-monetary relief and answers 99.9% inside the CFPB window; 78.6% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about T.S. Holdings.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for T.S. Holdings: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 6.7K.
- BMO Bank National Association Δ 96 complaints · 24.9% relief 6.8Kcomplaints
- Sunrise Credit Services, Inc Δ 198 complaints · 0.9% relief 6.5Kcomplaints
- Carrington Mortgage Services, LLC Δ 205 complaints · 0.8% relief 6.9Kcomplaints
- NCB Management Services Inc. Δ 235 complaints · 0.2% relief 6.5Kcomplaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for T.S. Holdings (#91 of 342; 99.9% timely; 20% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Higher closed-with-relief share