CFPB · Lower closed-with-relief share
Convergent Resources, Inc.
9.1K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Convergent Resources, Inc. closes 0% with relief (lower third) on 9.1K filings. Timely 99.9% · top product Debt collection. Allegations, not findings.
- Lower closed-with-relief share
- +650% filings 2012 to 2026
CFPB relief outcome brief
CCDB company convergent-resources-inc
0% relief · 99.9% timely · 9.1K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Convergent Resources, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Convergent Resources, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
99.9% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
99.9% of complaints closed with an explanation to the consumer
Most of Convergent Resources, Inc.'s 9.1K filings include narrative text
45.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Convergent Resources, Inc. complaint mix by product
- Debt collection 8K 84.6% – 0% relief
- Credit reporting, 1K 14.2% – 0% relief
- Credit reporting 51 0.6% – 0% relief
- Credit reporting 28 0.3% – 0% relief
- Consumer Loan 9 0.1% – 0% relief
- Credit card 9 0.1% – 0% relief
- Credit card 8 0.1% – 0% relief
Heavy-volume mix: how Convergent Resources, Inc.'s 9.1K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7.7K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.3K |
| Credit reporting or other personal consumer reports | 51 |
| Credit reporting | 28 |
| Consumer Loan | 9 |
| Credit card | 9 |
| Credit card or prepaid card | 8 |
| Bank account or service | 8 |
| Student loan | 8 |
| Payday loan, title loan, or personal loan | 4 |
| Checking or savings account | 3 |
| Money transfer, virtual currency, or money service | 3 |
| Mortgage | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Vehicle loan or lease | 1 |
Nationwide filing states for Convergent Resources, Inc.
Top states by attributed volume, heavy-filing company
- Leading state
- FL
- 11.9% of this company's filings
Convergent Resources, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 15
- +650% vs 2012
Volume vs. relief
Where Convergent Resources, Inc. sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, Convergent Resources, Inc. files more complaint volume than 79% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for high volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 9,110 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| FL | 1.1K |
| TX | 1.0K |
| CA | 982 |
| GA | 730 |
| NY | 416 |
| IL | 402 |
| PA | 356 |
| NJ | 340 |
| MI | 250 |
| OH | 242 |
| AZ | 240 |
| VA | 239 |
| LA | 213 |
| MD | 198 |
| NV | 185 |
| TN | 171 |
| SC | 142 |
| IN | 138 |
| AL | 136 |
| MO | 132 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3.4K |
| Written notification about debt | 1.3K |
| Cont'd attempts collect debt not owed | 1.2K |
| Incorrect information on your report | 751 |
| False statements or representation | 528 |
| Communication tactics | 441 |
| Disclosure verification of debt | 392 |
| Problem with a credit reporting company's investigation into an existing problem | 321 |
| Took or threatened to take negative or legal action | 271 |
| Improper use of your report | 244 |
| Improper contact or sharing of info | 61 |
| Threatened to contact someone or share information improperly | 38 |
| Taking/threatening an illegal action | 35 |
| Incorrect information on credit report | 26 |
| Credit monitoring or identity theft protection services | 17 |
| Managing the loan or lease | 8 |
| Account opening, closing, or management | 6 |
| Problem with a company's investigation into an existing problem | 5 |
| Fraud or scam | 4 |
| Dealing with your lender or servicer | 4 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 2 | 100% |
| 2013 | 131 | 97.7% |
| 2014 | 538 | 100% |
| 2015 | 501 | 100% |
| 2016 | 543 | 100% |
| 2017 | 1.1K | 100% |
| 2018 | 1.2K | 100% |
| 2019 | 844 | 100% |
| 2020 | 968 | 99.7% |
| 2021 | 1.3K | 100% |
| 2022 | 1.2K | 100% |
| 2023 | 691 | 100% |
| 2024 | 65 | 100% |
| 2025 | 64 | 100% |
| 2026 | 15 | 100% |
Source: CFPB Consumer Complaint Database
Convergent Resources, Inc. in the lower-relief third
Convergent Resources, Inc.'s 9,110 logged complaints reach a nationwide footprint - 57 states have at least one filing. 45.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-03. Closed-with-relief 0% sits in the lower third of the corpus.
Convergent Resources, Inc. closes 0% with monetary or non-monetary relief and answers 99.9% inside the CFPB window; 99.9% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Convergent Resources, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Convergent Resources, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.1K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Convergent Resources, Inc. (#72 of 342; 99.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share