CFPB · Lower closed-with-relief share
Convergent Resources, Inc.
9.1K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Convergent Resources, Inc. closes 0% with relief (lower third) on 9.1K filings. Timely 99.9% · top product Debt collection. Allegations, not findings.
- Volume rank #72 of 342
- Lower closed-with-relief share
- +650% filings 2012 to 2026
CFPB relief outcome brief
CCDB company convergent-resources-inc
0% relief · 99.9% timely · 9.1K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Convergent Resources, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Convergent Resources, Inc.'s 9.1K filings include narrative text
45.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Convergent Resources, Inc. complaint mix by product
- Debt collection 8K 84.6% – 0% relief
- Credit reporting, 1K 14.2% – 0% relief
- Credit reporting 51 0.6% – 0% relief
- Credit reporting 28 0.3% – 0% relief
- Consumer Loan 9 0.1% – 0% relief
- Credit card 9 0.1% – 0% relief
- Credit card 8 0.1% – 0% relief
Heavy-volume mix: how Convergent Resources, Inc.'s 9.1K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7.7K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.3K |
| Credit reporting or other personal consumer reports | 51 |
| Credit reporting | 28 |
| Consumer Loan | 9 |
| Credit card | 9 |
| Credit card or prepaid card | 8 |
| Bank account or service | 8 |
| Student loan | 8 |
| Payday loan, title loan, or personal loan | 4 |
| Checking or savings account | 3 |
| Money transfer, virtual currency, or money service | 3 |
| Mortgage | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Vehicle loan or lease | 1 |
Nationwide filing states for Convergent Resources, Inc.
Top states by attributed volume, heavy-filing company
- Leading state
- FL
- 11.9% of this company's filings
Convergent Resources, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 15
- +650% vs 2012
Top States
| State | Complaints |
|---|---|
| FL | 1.1K |
| TX | 1.0K |
| CA | 982 |
| GA | 730 |
| NY | 416 |
| IL | 402 |
| PA | 356 |
| NJ | 340 |
| MI | 250 |
| OH | 242 |
| AZ | 240 |
| VA | 239 |
| LA | 213 |
| MD | 198 |
| NV | 185 |
| TN | 171 |
| SC | 142 |
| IN | 138 |
| AL | 136 |
| MO | 132 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3.4K |
| Written notification about debt | 1.3K |
| Cont'd attempts collect debt not owed | 1.2K |
| Incorrect information on your report | 751 |
| False statements or representation | 528 |
| Communication tactics | 441 |
| Disclosure verification of debt | 392 |
| Problem with a credit reporting company's investigation into an existing problem | 321 |
| Took or threatened to take negative or legal action | 271 |
| Improper use of your report | 244 |
| Improper contact or sharing of info | 61 |
| Threatened to contact someone or share information improperly | 38 |
| Taking/threatening an illegal action | 35 |
| Incorrect information on credit report | 26 |
| Credit monitoring or identity theft protection services | 17 |
| Managing the loan or lease | 8 |
| Account opening, closing, or management | 6 |
| Problem with a company's investigation into an existing problem | 5 |
| Fraud or scam | 4 |
| Dealing with your lender or servicer | 4 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 2 | 100% |
| 2013 | 131 | 97.7% |
| 2014 | 538 | 100% |
| 2015 | 501 | 100% |
| 2016 | 543 | 100% |
| 2017 | 1.1K | 100% |
| 2018 | 1.2K | 100% |
| 2019 | 844 | 100% |
| 2020 | 968 | 99.7% |
| 2021 | 1.3K | 100% |
| 2022 | 1.2K | 100% |
| 2023 | 691 | 100% |
| 2024 | 65 | 100% |
| 2025 | 64 | 100% |
| 2026 | 15 | 100% |
Source: CFPB Consumer Complaint Database
Convergent Resources, Inc. in the lower-relief third
Convergent Resources, Inc.'s 9,110 logged complaints reach a nationwide footprint - 57 states have at least one filing. 45.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-03. Closed-with-relief 0% sits in the lower third of the corpus.
Convergent Resources, Inc. closes 0% with monetary or non-monetary relief and answers 99.9% inside the CFPB window; 99.9% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Convergent Resources, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Convergent Resources, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.1K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Convergent Resources, Inc. (#72 of 342; 99.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share