Overlimit fee
215 consumer complaints across 28 companies
This page tracks consumer complaints about "Overlimit fee" filed with the CFPB. 215 complaints mention this issue across 28 companies. The most affected product category is "Credit card".
Companies with Most Complaints for This Issue
| # | Company | Complaints |
|---|---|---|
| 1 | Capital One Financial Corporation | 65 |
| 2 | Citibank, N.a. | 21 |
| 3 | Wells Fargo & Company | 21 |
| 4 | Bank of America, National Association | 17 |
| 5 | JPMorgan Chase & Co. | 17 |
| 6 | U.S. Bancorp | 15 |
| 7 | Synchrony Financial | 13 |
| 8 | American Express Company | 11 |
| 9 | Discover Bank | 5 |
| 10 | United Services Automobile Association | 4 |
| 11 | Barclays Bank Delaware | 4 |
| 12 | Navy Federal Credit Union | 2 |
| 13 | BB&T Corporation | 2 |
| 14 | TD Bank Us Holding Company | 2 |
| 15 | PNC Bank N.A. | 2 |
| 16 | First National Bank of Omaha | 2 |
| 17 | First Niagara Financial Group, Inc. | 1 |
| 18 | Firstbank Puerto Rico | 1 |
| 19 | Iqor Us Inc | 1 |
| 20 | Tcf National Bank | 1 |
| 21 | Sterling Jewelers, Inc. | 1 |
| 22 | Bread Financial Holdings, Inc. | 1 |
| 23 | Machol & Johannes, LLC | 1 |
| 24 | First Horizon Bank - West Congress Street Branch | 1 |
| 25 | Paypal Holdings, Inc | 1 |
| 26 | Fifth Third Financial Corporation | 1 |
| 27 | Arvest Bank Group, Inc. | 1 |
| 28 | Citizens Financial Group, Inc. | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the Data Says About "Overlimit fee" Complaints
The CFPB public record contains 215 consumer complaints tagged with the issue "Overlimit fee", distributed across 28 distinct companies that have been named as the respondent on at least one filing. With only 28 companies named, this pattern reads as concentrated rather than systemic, a small group of respondents accounts for the filings, so company-specific practices are the more likely driver than a category-wide structural issue.
The most common product category where "Overlimit fee" is raised is "Credit card". See our methodology for how CFPB complaint routing and product-issue pairings work.
How to read complaint data responsibly
The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Overlimit fee" reflects consumer perception, not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Overlimit fee", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional, this page is informational only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.