CFPB · Narrow respondent spread
Overlimit fee
215 CFPB complaints · 28 companies (narrow spread) · top product Credit card.
"Overlimit fee" concentrates on 28 named companies (narrow spread) with 215 filings · lead firm 30.2%. Allegations, not findings.
- Volume rank #152 of 178
- Capital One Financial 30.2% of filings
- Data updated June 2026
- Narrow respondent spread
Lead companies on "Overlimit fee"
| # | Company | Complaints |
|---|---|---|
| 1 | Capital One Financial Corporation | 65 |
| 2 | Citibank, N.a. | 21 |
| 3 | Wells Fargo & Company | 21 |
| 4 | Bank of America, National Association | 17 |
| 5 | JPMorgan Chase & Co. | 17 |
| 6 | U.S. Bancorp | 15 |
| 7 | Synchrony Financial | 13 |
| 8 | American Express Company | 11 |
| 9 | Discover Bank | 5 |
| 10 | United Services Automobile Association | 4 |
| 11 | Barclays Bank Delaware | 4 |
| 12 | Navy Federal Credit Union | 2 |
| 13 | BB&T Corporation | 2 |
| 14 | TD Bank Us Holding Company | 2 |
| 15 | PNC Bank N.A. | 2 |
| 16 | First National Bank of Omaha | 2 |
| 17 | First Niagara Financial Group, Inc. | 1 |
| 18 | Firstbank Puerto Rico | 1 |
| 19 | Iqor Us Inc | 1 |
| 20 | Tcf National Bank | 1 |
| 21 | Sterling Jewelers, Inc. | 1 |
| 22 | Bread Financial Holdings, Inc. | 1 |
| 23 | Machol & Johannes, LLC | 1 |
| 24 | First Horizon Bank - West Congress Street Branch | 1 |
| 25 | Paypal Holdings, Inc | 1 |
| 26 | Fifth Third Financial Corporation | 1 |
| 27 | Arvest Bank Group, Inc. | 1 |
| 28 | Citizens Financial Group, Inc. | 1 |
Source: CFPB Consumer Complaint Database
"Overlimit fee" on a narrow respondent set
"Overlimit fee" names only 28 companies, so filings cluster on a small respondent set rather than the whole market. Respondent breadth sits in the lower third of the indexed issue corpus. No single company exceeds 30.2% of these filings.
Because only 28 firms are named, compare company profiles before treating "Overlimit fee" as a category-wide pattern. The most common product category is "Credit card". Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.
Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.
Data sourced from official public datasets for "Overlimit fee" (#152 of 178; 28 companies). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrow respondent spread