2026 data Public-data reference. official source

Machol & Johannes, LLC

180 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

180 consumer complaints filed with the CFPB

This profile shows Machol & Johannes, LLC's complaint history from CFPB public records. 180 consumers have filed complaints since 2013. The company has a 91.1% timely response rate and has provided relief in 1.7% of cases.

180
Total Complaints
91.1%
Timely Response
8.9%
Disputed
1.7%
Relief Provided
12
States Active
2013
Since

Total complaints

180

Filed since 2013

Timely response

91.1%

CFPB-tracked response window

Relief rate

1.7%

Closed with monetary or non-monetary relief

Timely response rate 91.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.7%
Industry median

Share closed with monetary or non-monetary relief.

Machol & Johannes, LLC complaint mix by product

Total complaints: 180

Machol & Johannes, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 180 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 170 complaints (94.4%), resolution 1.2% Debt collection 94.4% Credit card: 4 complaints (2.2%), resolution 0.0% Student loan: 3 complaints (1.7%), resolution 0.0% Consumer Loan: 2 complaints (1.1%), resolution 50.0% Vehicle loan: 1 complaints (0.6%), resolution 0.0%
  • Debt collection 170 94.4% 1% relief
  • Credit card 4 2.2% 0% relief
  • Student loan 3 1.7% 0% relief
  • Consumer Loan 2 1.1% 50% relief
  • Vehicle loan 1 0.6% 0% relief

How Machol & Johannes, LLC's 180 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 170
Credit card 4
Student loan 3
Consumer Loan 2
Vehicle loan or lease 1

Top States

State Complaints
CO 75
WA 46
NM 21
OK 16
UT 4
OR 3
TX 2
ID 2
TN 1
MT 1
MO 1
NE 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 29
False statements or representation 24
Taking/threatening an illegal action 22
Disclosure verification of debt 22
Took or threatened to take negative or legal action 22
Cont'd attempts collect debt not owed 17
Written notification about debt 17
Communication tactics 9
Improper contact or sharing of info 6
Other 2
Threatened to contact someone or share information improperly 2
Can't repay my loan 2
Taking out the loan or lease 1
Dealing with my lender or servicer 1
Overlimit fee 1
Managing the loan or lease 1
Struggling to pay your loan 1
Credit card protection / Debt protection 1

Yearly Trend

Year Complaints Timely
2013 7 100%
2014 19 94.7%
2015 28 78.6%
2016 33 100%
2017 24 95.8%
2018 31 96.8%
2019 16 87.5%
2020 13 76.9%
2021 8 75%
2023 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Machol & Johannes, LLC

Machol & Johannes, LLC has accumulated 180 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 55 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2023-05-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Machol & Johannes, LLC reports a 91.1% timely-response rate and has closed 96.1% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Machol & Johannes, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Machol & Johannes, LLC have?

Machol & Johannes, LLC has received 180 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Machol & Johannes, LLC respond to complaints on time?

Machol & Johannes, LLC has a 91.1% timely response rate to CFPB complaints.

What is the most common complaint about Machol & Johannes, LLC?

The most common issue reported against Machol & Johannes, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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