Total complaints
180
Filed since 2013
180 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
180 consumer complaints filed with the CFPB
This profile shows Machol & Johannes, LLC's complaint history from CFPB public records. 180 consumers have filed complaints since 2013. The company has a 91.1% timely response rate and has provided relief in 1.7% of cases.
Total complaints
180
Filed since 2013
Timely response
91.1%
CFPB-tracked response window
Relief rate
1.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Machol & Johannes, LLC's 180 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 170 |
| Credit card | 4 |
| Student loan | 3 |
| Consumer Loan | 2 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| CO | 75 |
| WA | 46 |
| NM | 21 |
| OK | 16 |
| UT | 4 |
| OR | 3 |
| TX | 2 |
| ID | 2 |
| TN | 1 |
| MT | 1 |
| MO | 1 |
| NE | 1 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 29 |
| False statements or representation | 24 |
| Taking/threatening an illegal action | 22 |
| Disclosure verification of debt | 22 |
| Took or threatened to take negative or legal action | 22 |
| Cont'd attempts collect debt not owed | 17 |
| Written notification about debt | 17 |
| Communication tactics | 9 |
| Improper contact or sharing of info | 6 |
| Other | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Can't repay my loan | 2 |
| Taking out the loan or lease | 1 |
| Dealing with my lender or servicer | 1 |
| Overlimit fee | 1 |
| Managing the loan or lease | 1 |
| Struggling to pay your loan | 1 |
| Credit card protection / Debt protection | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 100% |
| 2014 | 19 | 94.7% |
| 2015 | 28 | 78.6% |
| 2016 | 33 | 100% |
| 2017 | 24 | 95.8% |
| 2018 | 31 | 96.8% |
| 2019 | 16 | 87.5% |
| 2020 | 13 | 76.9% |
| 2021 | 8 | 75% |
| 2023 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Machol & Johannes, LLC has accumulated 180 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 55 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2023-05-06, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Machol & Johannes, LLC reports a 91.1% timely-response rate and has closed 96.1% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Machol & Johannes, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Machol & Johannes, LLC has received 180 consumer complaints filed with the Consumer Financial Protection Bureau.
Machol & Johannes, LLC has a 91.1% timely response rate to CFPB complaints.
The most common issue reported against Machol & Johannes, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.