2026 data Public-data reference. official source

FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH

228 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

228 consumer complaints filed with the CFPB

This profile shows FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH's complaint history from CFPB public records. 228 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 11.4% of cases.

228
Total Complaints
100%
Timely Response
6.6%
Disputed
11.4%
Relief Provided
24
States Active
2012
Since

Total complaints

228

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

11.4%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.4%
Industry median

Share closed with monetary or non-monetary relief.

FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH complaint mix by product

Total complaints: 228

FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 228 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 72 complaints (33.2%), resolution 5.6% Mortgage 33.2% Bank account: 57 complaints (26.3%), resolution 21.1% Bank account 26.3% Checking or: 56 complaints (25.8%), resolution 1.8% Checking or 25.8% Credit card: 15 complaints (6.9%), resolution 40.0% Credit card 6.9% Credit reporting,: 9 complaints (4.1%), resolution 11.1% Credit card: 4 complaints (1.8%), resolution 0.0% Debt collection: 4 complaints (1.8%), resolution 0.0%
  • Mortgage 72 33.2% 6% relief
  • Bank account 57 26.3% 21% relief
  • Checking or 56 25.8% 2% relief
  • Credit card 15 6.9% 40% relief
  • Credit reporting, 9 4.1% 11% relief
  • Credit card 4 1.8% 0% relief
  • Debt collection 4 1.8% 0% relief

How FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH's 228 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 72
Bank account or service 57
Checking or savings account 56
Credit card 15
Credit reporting, credit repair services, or other personal consumer reports 9
Credit card or prepaid card 4
Debt collection 4
Consumer Loan 3
Money transfer, virtual currency, or money service 3
Payday loan, title loan, or personal loan 2
Other financial service 1
Vehicle loan or lease 1
Money transfers 1

Top States

State Complaints
FL 66
LA 57
AR 19
GA 13
TX 13
TN 10
CA 10
MD 6
NY 3
SC 2
CO 2
NJ 2
MI 2
OH 2
MA 2
AL 2
KS 1
MS 1
ME 1
DC 1

Top Issues

Issue Complaints
Managing an account 35
Account opening, closing, or management 32
Loan servicing, payments, escrow account 18
Loan modification,collection,foreclosure 15
Deposits and withdrawals 10
Trouble during payment process 10
Problems caused by my funds being low 9
Opening an account 7
Applying for a mortgage or refinancing an existing mortgage 7
Closing an account 7
Struggling to pay mortgage 7
Application, originator, mortgage broker 6
Other 5
Incorrect information on your report 5
Problem caused by your funds being low 5
Settlement process and costs 4
Problem with a credit reporting company's investigation into an existing problem 4
Making/receiving payments, sending money 3
Using a debit or ATM card 3
Identity theft / Fraud / Embezzlement 3

Yearly Trend

Year Complaints Timely
2012 8 100%
2013 18 100%
2014 24 100%
2015 34 100%
2016 32 100%
2017 27 100%
2018 42 100%
2019 35 100%
2020 8 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH

FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH has accumulated 228 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 39 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2020-06-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH reports a 100% timely-response rate and has closed 86% of cases with a written explanation to the consumer. 11.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH have?

FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH has received 228 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH respond to complaints on time?

FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH has a 100% timely response rate to CFPB complaints.

What is the most common complaint about FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH?

The most common issue reported against FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH is "Managing an account" in the "Mortgage" product category.

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