Total complaints
228
Filed since 2012
228 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
228 consumer complaints filed with the CFPB
This profile shows FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH's complaint history from CFPB public records. 228 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 11.4% of cases.
Total complaints
228
Filed since 2012
Timely response
100%
CFPB-tracked response window
Relief rate
11.4%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH's 228 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 72 |
| Bank account or service | 57 |
| Checking or savings account | 56 |
| Credit card | 15 |
| Credit reporting, credit repair services, or other personal consumer reports | 9 |
| Credit card or prepaid card | 4 |
| Debt collection | 4 |
| Consumer Loan | 3 |
| Money transfer, virtual currency, or money service | 3 |
| Payday loan, title loan, or personal loan | 2 |
| Other financial service | 1 |
| Vehicle loan or lease | 1 |
| Money transfers | 1 |
| State | Complaints |
|---|---|
| FL | 66 |
| LA | 57 |
| AR | 19 |
| GA | 13 |
| TX | 13 |
| TN | 10 |
| CA | 10 |
| MD | 6 |
| NY | 3 |
| SC | 2 |
| CO | 2 |
| NJ | 2 |
| MI | 2 |
| OH | 2 |
| MA | 2 |
| AL | 2 |
| KS | 1 |
| MS | 1 |
| ME | 1 |
| DC | 1 |
| Issue | Complaints |
|---|---|
| Managing an account | 35 |
| Account opening, closing, or management | 32 |
| Loan servicing, payments, escrow account | 18 |
| Loan modification,collection,foreclosure | 15 |
| Deposits and withdrawals | 10 |
| Trouble during payment process | 10 |
| Problems caused by my funds being low | 9 |
| Opening an account | 7 |
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Closing an account | 7 |
| Struggling to pay mortgage | 7 |
| Application, originator, mortgage broker | 6 |
| Other | 5 |
| Incorrect information on your report | 5 |
| Problem caused by your funds being low | 5 |
| Settlement process and costs | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Making/receiving payments, sending money | 3 |
| Using a debit or ATM card | 3 |
| Identity theft / Fraud / Embezzlement | 3 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 8 | 100% |
| 2013 | 18 | 100% |
| 2014 | 24 | 100% |
| 2015 | 34 | 100% |
| 2016 | 32 | 100% |
| 2017 | 27 | 100% |
| 2018 | 42 | 100% |
| 2019 | 35 | 100% |
| 2020 | 8 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH has accumulated 228 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 39 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2020-06-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH reports a 100% timely-response rate and has closed 86% of cases with a written explanation to the consumer. 11.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH has received 228 consumer complaints filed with the Consumer Financial Protection Bureau.
FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH has a 100% timely response rate to CFPB complaints.
The most common issue reported against FIRST HORIZON BANK - WEST CONGRESS STREET BRANCH is "Managing an account" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.