2026 data Public-data reference. official source

FIRSTBANK PUERTO RICO

673 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

673 consumer complaints filed with the CFPB

This profile shows FIRSTBANK PUERTO RICO's complaint history from CFPB public records. 673 consumers have filed complaints since 2012. The company has a 98.4% timely response rate and has provided relief in 5.5% of cases.

673
Total Complaints
98.4%
Timely Response
7.1%
Disputed
5.5%
Relief Provided
25
States Active
2012
Since

Total complaints

673

Filed since 2012

Timely response

98.4%

CFPB-tracked response window

Relief rate

5.5%

Closed with monetary or non-monetary relief

Timely response rate 98.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.5%
Industry median

Share closed with monetary or non-monetary relief.

FIRSTBANK PUERTO RICO complaint mix by product

Total complaints: 673

FIRSTBANK PUERTO RICO complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 673 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 175 complaints (30.7%), resolution 8.6% Mortgage 30.7% Checking or: 152 complaints (26.7%), resolution 2.0% Checking or 26.7% Bank account: 81 complaints (14.2%), resolution 12.3% Bank account 14.2% Credit reporting,: 47 complaints (8.2%), resolution 0.0% Credit reporting, 8.2% Vehicle loan: 43 complaints (7.5%), resolution 4.7% Vehicle loan 7.5% Credit card: 40 complaints (7.0%), resolution 7.5% Credit card 7.0% Credit card: 32 complaints (5.6%), resolution 6.3%
  • Mortgage 175 30.7% 9% relief
  • Checking or 152 26.7% 2% relief
  • Bank account 81 14.2% 12% relief
  • Credit reporting, 47 8.2% 0% relief
  • Vehicle loan 43 7.5% 5% relief
  • Credit card 40 7.0% 8% relief
  • Credit card 32 5.6% 6% relief

How FIRSTBANK PUERTO RICO's 673 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 175
Checking or savings account 152
Bank account or service 81
Credit reporting, credit repair services, or other personal consumer reports 47
Vehicle loan or lease 43
Credit card 40
Credit card or prepaid card 32
Credit reporting or other personal consumer reports 29
Consumer Loan 26
Debt collection 23
Money transfer, virtual currency, or money service 11
Payday loan, title loan, or personal loan 8
Payday loan, title loan, personal loan, or advance loan 4
Credit reporting 1
Other financial service 1

Top States

State Complaints
PR 478
FL 75
VI 28
NJ 12
GA 10
NY 9
TX 7
CA 6
VA 4
MA 3
SC 3
OH 2
PA 2
CO 2
WA 2
IA 1
WI 1
OR 1
AR 1
NH 1

Top Issues

Issue Complaints
Managing an account 106
Incorrect information on your report 69
Trouble during payment process 52
Struggling to pay mortgage 32
Loan servicing, payments, escrow account 31
Account opening, closing, or management 31
Deposits and withdrawals 31
Managing the loan or lease 26
Problem with a purchase shown on your statement 22
Loan modification,collection,foreclosure 21
Problem with a lender or other company charging your account 18
Closing on a mortgage 14
Closing an account 13
Problems at the end of the loan or lease 12
Applying for a mortgage or refinancing an existing mortgage 10
Problem caused by your funds being low 10
Problem with a credit reporting company's investigation into an existing problem 10
Making/receiving payments, sending money 9
Improper use of your report 9
Struggling to pay your loan 7

Yearly Trend

Year Complaints Timely
2012 14 92.9%
2013 18 100%
2014 30 96.7%
2015 68 92.6%
2016 52 98.1%
2017 35 100%
2018 54 98.1%
2019 57 98.2%
2020 47 97.9%
2021 69 100%
2022 57 100%
2023 48 100%
2024 60 100%
2025 45 100%
2026 19 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRSTBANK PUERTO RICO

FIRSTBANK PUERTO RICO has accumulated 673 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 128 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRSTBANK PUERTO RICO reports a 98.4% timely-response rate and has closed 93.9% of cases with a written explanation to the consumer. 5.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRSTBANK PUERTO RICO: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRSTBANK PUERTO RICO have?

FIRSTBANK PUERTO RICO has received 673 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRSTBANK PUERTO RICO respond to complaints on time?

FIRSTBANK PUERTO RICO has a 98.4% timely response rate to CFPB complaints.

What is the most common complaint about FIRSTBANK PUERTO RICO?

The most common issue reported against FIRSTBANK PUERTO RICO is "Managing an account" in the "Mortgage" product category.

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