2026 data Public-data reference. official source

STERLING JEWELERS, INC.

1.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.3K consumer complaints filed with the CFPB

This profile shows STERLING JEWELERS, INC.'s complaint history from CFPB public records. 1,306 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 5.2% of cases.

1.3K
Total Complaints
100%
Timely Response
4%
Disputed
5.2%
Relief Provided
47
States Active
2012
Since

Total complaints

1.3K

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

5.2%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.2%
Industry median

Share closed with monetary or non-monetary relief.

STERLING JEWELERS, INC. complaint mix by product

Total complaints: 1.3K

STERLING JEWELERS, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 596 complaints (45.8%), resolution 2.5% Debt collection 45.8% Credit reporting,: 380 complaints (29.2%), resolution 1.6% Credit reporting, 29.2% Credit card: 153 complaints (11.8%), resolution 5.2% Credit card 11.8% Credit card: 135 complaints (10.4%), resolution 25.9% Credit card 10.4% Consumer Loan: 23 complaints (1.8%), resolution 17.4% Credit reporting: 9 complaints (0.7%), resolution 0.0% Payday loan,: 4 complaints (0.3%), resolution 0.0%
  • Debt collection 596 45.8% 3% relief
  • Credit reporting, 380 29.2% 2% relief
  • Credit card 153 11.8% 5% relief
  • Credit card 135 10.4% 26% relief
  • Consumer Loan 23 1.8% 17% relief
  • Credit reporting 9 0.7% 0% relief
  • Payday loan, 4 0.3% 0% relief

How STERLING JEWELERS, INC.'s 1.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 596
Credit reporting, credit repair services, or other personal consumer reports 380
Credit card or prepaid card 153
Credit card 135
Consumer Loan 23
Credit reporting 9
Payday loan, title loan, or personal loan 4
Bank account or service 3
Money transfer, virtual currency, or money service 1
Other financial service 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
FL 145
CA 121
TX 106
GA 82
PA 78
NY 70
OH 62
IL 57
NC 55
MA 55
VA 45
MI 37
MD 35
AL 29
TN 27
NJ 26
SC 26
AZ 22
WI 22
LA 19

Top Issues

Issue Complaints
Incorrect information on your report 224
Attempts to collect debt not owed 173
Communication tactics 163
Problem with a credit reporting company's investigation into an existing problem 134
Improper use of your report 53
Written notification about debt 46
Took or threatened to take negative or legal action 45
False statements or representation 38
Improper contact or sharing of info 37
Cont'd attempts collect debt not owed 34
Taking/threatening an illegal action 33
Getting a credit card 24
Problem when making payments 24
Problem with a purchase shown on your statement 21
Other 19
Disclosure verification of debt 17
Delinquent account 17
Billing disputes 15
Unsolicited issuance of credit card 14
Closing your account 13

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 22 100%
2014 102 100%
2015 129 100%
2016 142 100%
2017 178 100%
2018 149 100%
2019 135 100%
2020 163 100%
2021 182 100%
2022 92 100%
2023 10 100%
2025 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About STERLING JEWELERS, INC.

STERLING JEWELERS, INC. has accumulated 1,306 consumer complaints in the CFPB public database, with filings active across 47 U.S. states. Of those submissions, 535 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2025-11-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, STERLING JEWELERS, INC. reports a 100% timely-response rate and has closed 93.3% of cases with a written explanation to the consumer. 5.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STERLING JEWELERS, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does STERLING JEWELERS, INC. have?

STERLING JEWELERS, INC. has received 1,306 consumer complaints filed with the Consumer Financial Protection Bureau.

Does STERLING JEWELERS, INC. respond to complaints on time?

STERLING JEWELERS, INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about STERLING JEWELERS, INC.?

The most common issue reported against STERLING JEWELERS, INC. is "Incorrect information on your report" in the "Debt collection" product category.

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