Total complaints
1.3K
Filed since 2012
1.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.3K consumer complaints filed with the CFPB
This profile shows STERLING JEWELERS, INC.'s complaint history from CFPB public records. 1,306 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 5.2% of cases.
Total complaints
1.3K
Filed since 2012
Timely response
100%
CFPB-tracked response window
Relief rate
5.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How STERLING JEWELERS, INC.'s 1.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 596 |
| Credit reporting, credit repair services, or other personal consumer reports | 380 |
| Credit card or prepaid card | 153 |
| Credit card | 135 |
| Consumer Loan | 23 |
| Credit reporting | 9 |
| Payday loan, title loan, or personal loan | 4 |
| Bank account or service | 3 |
| Money transfer, virtual currency, or money service | 1 |
| Other financial service | 1 |
| Credit reporting or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| FL | 145 |
| CA | 121 |
| TX | 106 |
| GA | 82 |
| PA | 78 |
| NY | 70 |
| OH | 62 |
| IL | 57 |
| NC | 55 |
| MA | 55 |
| VA | 45 |
| MI | 37 |
| MD | 35 |
| AL | 29 |
| TN | 27 |
| NJ | 26 |
| SC | 26 |
| AZ | 22 |
| WI | 22 |
| LA | 19 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 224 |
| Attempts to collect debt not owed | 173 |
| Communication tactics | 163 |
| Problem with a credit reporting company's investigation into an existing problem | 134 |
| Improper use of your report | 53 |
| Written notification about debt | 46 |
| Took or threatened to take negative or legal action | 45 |
| False statements or representation | 38 |
| Improper contact or sharing of info | 37 |
| Cont'd attempts collect debt not owed | 34 |
| Taking/threatening an illegal action | 33 |
| Getting a credit card | 24 |
| Problem when making payments | 24 |
| Problem with a purchase shown on your statement | 21 |
| Other | 19 |
| Disclosure verification of debt | 17 |
| Delinquent account | 17 |
| Billing disputes | 15 |
| Unsolicited issuance of credit card | 14 |
| Closing your account | 13 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 22 | 100% |
| 2014 | 102 | 100% |
| 2015 | 129 | 100% |
| 2016 | 142 | 100% |
| 2017 | 178 | 100% |
| 2018 | 149 | 100% |
| 2019 | 135 | 100% |
| 2020 | 163 | 100% |
| 2021 | 182 | 100% |
| 2022 | 92 | 100% |
| 2023 | 10 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
STERLING JEWELERS, INC. has accumulated 1,306 consumer complaints in the CFPB public database, with filings active across 47 U.S. states. Of those submissions, 535 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2025-11-27, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, STERLING JEWELERS, INC. reports a 100% timely-response rate and has closed 93.3% of cases with a written explanation to the consumer. 5.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STERLING JEWELERS, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
STERLING JEWELERS, INC. has received 1,306 consumer complaints filed with the Consumer Financial Protection Bureau.
STERLING JEWELERS, INC. has a 100% timely response rate to CFPB complaints.
The most common issue reported against STERLING JEWELERS, INC. is "Incorrect information on your report" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.