Browse Companies

Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
1681s-2 ( b ) and FDCPA 809 ( b ).,,Portfolio Recovery Associates 1
1681s-2 ( b ) and FDCPA 809 ( b ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
1681s-2 ( b ) FDCPA 807 ( 2 ) ( A ) 1
1681s-2 ) Credit furnishers are required to maintain and report only accurate information. Reporting a charge-off without supporting documentation is inaccurate and misleading. 2
1681s-2 ). 1
1681s-2 False impression of defaulted/negative history XXXX Acct # : XXXXXXXX XXXX XXXX Status : Paid 1
1681s2 ( b ) 1
1682 2
1691 ( d ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I provided both companies with XXXX final opportunity to correct their errors 1
1692 4
1692 ( d ) ( 1 ) and 1692 ( d ) ( 2 ) of the Fair Debt Collection Practices Act None of the bright neon orange or bright neon green documents were certified by a court of competent jurisdiction or notarized by an official notary. 1
1692 ( f ) ( 3 ) 1
1692 ( FDCPA ) I am demanding an immediate investigation 2
1692-1692p 1
1692/.Collecting any Time-Barred Debt through any means 1
1692a I Never Received : Proof I signed disclosure/authorization Details of the investigation Investigator contact information,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 3
1692c 1
1692c ( c ) ) 1
1692c ( c ) ; GLBA ( 15 U.S.C. 68016809 ). See law.cornell.edu for text. 1
1692c ( c ) Failure to Honor Cease and Desist 1
1692c ). 1
1692d 4
1692d ( 1 ) -15 USC 1
1692d ( 2 ) 1
1692d ; GLBA 6801 ( b ) 1
1692d GLBA : 6801 ( b ) 3
1692e 6
1692E 2
1692e ( 10 ) ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. This company has me on legal track as if they are counting down in an attempt to pressure me to pay an unvalidated debt. I want to highlight per 15 USC 1692i ( b ) legal action by debt collectors ( b ) Authorization of actions Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors. '',,ENCORE CAPITAL GROUP INC.,GA,30066,,Consent provided,Web,2024-06-22,Closed with non-monetary relief,Yes,N/A,9325667 1
1692e ( 2 ) 2
1692e ( 8 ) 5.4K
1692f 4
1692f ( unfair practices ) 3
1692f ). 1
1692f Texas Penal Code 37.02 1
1692f. NCA has misrepresented by inflating the amount actually owed on the account they say I owe. I do not have an account number of the debt they are alleging I owe nor have they provided any call back number. NCA has threatened me with legal actions including lawsuits 1
1692g 2
1692g ( a ) ( 1 ) 2
1692g ( b ) 135
1692g ( b ) ( FDCPA ) This letter is a formal dispute of all reporting related to this account 1
1692g ( misrepresentation 3
1692g ) and FCRA ( 15 U.S.C. 1681s-2 ) over an extended period.,,Resurgent Capital Services L.P.,HI,96744,Servicemember,Consent provided,Web,2025-06-11,Closed with non-monetary relief,Yes,N/A,13990503 1
1692g ) and the Pennsylvania FCEUA. 1
1692g ) for attempting to collect amounts not legally owed 1
1692g Evidence : Account transferred to another lender but still reporting under original creditor Impact : False representation of debt ownership violating FDCPA 3. XXXX XXXX Collection Account Violation : Debt buyer reporting without proper chain of title validation Federal Laws Violated : 15 U.S.C. 1681e ( b ) 3
1692g these illegal accounts under a fraudlent item must be removed immediately from receipt of this letter. 6
1692h ( multiple debts ) 3
1692k ( civil penalties ) Whether or not I disputed the alleged debt prior to litigation is immaterial. MCMs obligation under the 2015 CFPB Consent Order remains. They must possess and produce original account-level documentation prior to initiating a lawsuit 1
1692k Supreme Court Case Law Supporting This Demand XXXX XXXX XXXX 3
1693 provides remedies for deceptive or unconscionable contracts and allows payments in any legal tender ( UCC 1-2-1 ( 24 ) 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.