CFPB · Single-product concentration
Convergence Acquisitions, LLC
12 CFPB complaints · 75% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Convergence Acquisitions, LLC: 75% of 12 CFPB complaints sit in "Debt collection". Timely 83.3% · relief 8.3%. Allegations, not findings.
- Single-product concentration
- +100% filings 2018 to 2025
CFPB relief outcome brief
CCDB company convergence-acquisitions-llc
8.3% relief · 83.3% timely · 12 filings · Debt collection
Same-product relief peers
Nearest relief peer: Western-Shamrock Corporation (8.3% relief)
Convergence Acquisitions, LLC closes 8.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Convergence Acquisitions, LLC's 12 filings include narrative text
75% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Convergence Acquisitions, LLC complaint mix by product
- Debt collection 9 75.0% – 11% relief
- Credit reporting, 2 16.7% – 0% relief
- Credit reporting 1 8.3% – 0% relief
How Convergence Acquisitions, LLC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Convergence Acquisitions, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- IA
- 50% of this company's filings
Convergence Acquisitions, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 2
- +100% vs 2018
Top States
| State | Complaints |
|---|---|
| IA | 6 |
| OH | 3 |
| MI | 2 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 4 |
| Attempts to collect debt not owed | 4 |
| Incorrect information on your report | 3 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 0% |
| 2019 | 1 | 100% |
| 2020 | 4 | 75% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2024 | 2 | 100% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Convergence Acquisitions, LLC filings cluster in one product
Convergence Acquisitions, LLC's 12 logged complaints stay concentrated: only 4 states show a filing. 75% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2025-07-09.
Convergence Acquisitions, LLC answers 83.3% of complaints inside the CFPB's tracked window and closes 91.7% with a written explanation. 8.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Convergence Acquisitions, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Convergence Acquisitions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Convergence Acquisitions, LLC (83.3% timely; 8.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration