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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
1681e ( 8 ) 2
1681e ( b ) 14
1681e ( b ) ( failure to ensure maximum possible accuracy ) 1
1681e ( b ) ) 1
1681e ( b ) Resulting harm : Financial and emotional stress Demand : {$1000.00} statutory damages XXXX XXXX Charged-off secured card 1
1681e ( b ) Story : I never received notice of default or an opportunity to resolve this account before charge-off. Please remove this from my report unless you can provide legal documentation Account : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance Owed : {$3000.00} Late Payment * * Issue : The reported late payment is incorrect and harmful Law : FCRA 1681i mandates dispute reinvestigation of disputed information Story : I have always maintained this account responsibly. If you can not verify the specific month and terms of the alleged delinquency 1
1681e ( b ) These accounts were never validated properly 1
1681e ) Privacy Act of 1974 ( 5 U.S.C. 552a ) Identity Theft and Assumption Deterrence Act ( 18 U.S.C. 1028 ) Social Security Act ( 42 U.S.C. 408 ( a ) ( 8 ) ) Regulation P 12 CFR 1016.11016.7 ( failure to provide opt-out rights ),,EQUIFAX 1
1681e ) Privacy Act of 1974 ( 5 U.S.C. 552a ) Identity Theft and Assumption Deterrence Act ( 18 U.S.C. 1028 ) Social Security Act ( 42 U.S.C. 408 ( a ) ( 8 ) ) Regulation P 12 CFR 1016.11016.7 ( failure to provide opt-out rights ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30294,,Consent provided,Web,2025-05-10,Closed with explanation,Yes,N/A,13443362 1
1681e ) Privacy Act of 1974 ( 5 U.S.C. 552a ) Identity Theft and Assumption Deterrence Act ( 18 U.S.C. 1028 ) Social Security Act ( 42 U.S.C. 408 ( a ) ( 8 ) ) Regulation P 12 CFR 1016.11016.7 ( failure to provide opt-out rights ),Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
1681g 29
1681g ( a ) 1
1681g ( c ) 3
1681g 7. XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$12000.00} Date Opened : XX/XX/XXXX Issue : Late payments reported despite forbearance and dispute. Violation : 1681e ( b ) XXXX. XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$12000.00} Date Opened : XX/XX/XXXX Issue : Late payment inaccurately listed ; loan in administrative deferment at the time. Violation : XXXX ( b ) 3
1681i 20
1681i ( 6 ) ( iii ) 3
1681i ( a ) 66
1681i ( a ) ( 1 ) | | XXXX | XXXX | XXXX | Account marked as closed but still shows derogatory data | | XXXX XXXX XXXX XXXX XXXX | XXXX | Paid through tax offset; derogatory still showing | | XXXX | XXXX | XXXX | Reporting past due activity despite disputed rehabilitation | | XXXX | XXXX | XXXX | Payment schedule and balance inconsistent 1
1681i ( a ) ( 4 ) ). 1
1681i ( a ) ( 5 ) ( B ) 87
1681i ( a ) ( 5 ) ( B ) and all applicable state-law remedies 1
1681i ( a ) ( 5 ) ( reinsertion without notification ) 3
1681i ( a ) ( 6 ) 1
1681i ( a ) ( 6 ) ( results of reinvestigation and method of verification ) 1
1681i ( a ) ( 7 ) 1
1681i ( a ) Credit bureaus must reinvestigate disputed items and remove or correct inaccuracies within 30 days 1
1681i ( reinvestigation requirements ) 3
1681i ) 1
1681i 4 XXXX XXXX XXXX XXXX XXXX Account appears twice under different account numbers and dates Equifax 3
1681i Correct tradeline or delete immediately Legal Foundation of This Dispute Under FCRA 605B 3
1681i Story : I do not recognize this debt. It is suspicious and unverifiable 1
1681i Unauthorized Hard Inquiries ( 15 U.S.C. 1681b No Permissible Purpose ) The following inquiries were made without my authorization and without a permissible purpose 3
1681m ) 3
1681n 6
1681n/o 3. XXXX XXXX ( Acct ending XXXX ) 30 Days Late ( XX/XX/XXXX ) Violations : 1681e ( b ) 3
1681no - **Consumer Financial Protection Act** : 12 U.S.C. 5531 - **Higher XXXX XXXX : 20 U.S.C. 1082 ( a ) ( 6 ) - **Truth in XXXX XXXX 1
1681o 18
1681o ) and FDCPA ( 15U.S.C.1692k ). 3
1681o ). 2
1681o and 1681s-2 ( b ). 1
1681o FACTA Identity Theft Red Flags Rule GLBA ( GrammLeachBliley Act ) Privacy & Safeguards Rule FDCPA fraudulent/identity-theft debt reporting Identity Theft and Assumption Deterrence Act Fair Credit and Billing laws Consumer Financial Protection Act ( Dodd-Frank ) prohibiting unfair 1
1681o Statutory damages : Up to {$1000.00} per violation 3
1681s-2 5
1681s-2 ( a ) 1
1681s-2 ( a ) ( 1 ) ( A ) 3
1681s-2 ( a ) ( 1 ) ( A ) and 1681s-2 ( a ) ( 2 ) ( furnisher duty to report accurately and correct errors ) 1
1681s-2 ( a ) ( 3 ) 3
1681s-2 ( b ) 58
1681s-2 ( b ) ) and constitutes a false representation of a debt under the Fair Debt Collection Practices Act ( FDCPA 1
1681s-2 ( b ) and FDCPA 809 ( b ).,,EQUIFAX 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.