CFPB · Mid-pack CFPB posture

Consumer Financial Debt Services, LLC

19 CFPB complaints · 12 states · top issue Taking/threatening an illegal action.

19 CFPB complaints

Consumer Financial Debt Services, LLC has 19 consumer complaints in the CFPB public database. Timely response is 0%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -57.1% filings 2014 to 2021

CFPB relief outcome brief

CCDB company consumer-financial-debt-services-llc

0% relief · 0% timely · 19 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Consumer Financial Debt Serv…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Consumer Financial Debt Services, LLC and nearest filing-volume peers

Consumer Financial Debt Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 19 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Consumer Financial Debt Services, LLC complaint mix by product

Total complaints: 19

Consumer Financial Debt Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 12 complaints (63.2%), resolution 0.0% Debt collection 63.2% Credit reporting,: 5 complaints (26.3%), resolution 0.0% Credit reporting, 26.3% Consumer Loan: 1 complaints (5.3%), resolution 0.0% Money transfer,: 1 complaints (5.3%), resolution 0.0%
  • Debt collection 12 63.2% 0% relief
  • Credit reporting, 5 26.3% 0% relief
  • Consumer Loan 1 5.3% 0% relief
  • Money transfer, 1 5.3% 0% relief

How Consumer Financial Debt Services, LLC's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 12
Credit reporting, credit repair services, or other personal consumer reports 5
Consumer Loan 1
Money transfer, virtual currency, or money service 1

Where Consumer Financial Debt Services, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
21.1% of this company's filings
NY4PA2IL2KS2TX2SC1CA1WI1

Consumer Financial Debt Services, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
3
-57.1% vs 2014
02468 2014201520162017201820192021 3

Top States

State Complaints
NY 4
PA 2
IL 2
KS 2
TX 2
SC 1
CA 1
WI 1
IA 1
VA 1
GA 1
MA 1

Top Issues

Issue Complaints
Taking/threatening an illegal action 4
Cont'd attempts collect debt not owed 4
Incorrect information on your report 2
Taking out the loan or lease 1
Written notification about debt 1
Problem with a company's investigation into an existing issue 1
Problem with customer service 1
Unexpected or other fees 1
False statements or representation 1
Attempts to collect debt not owed 1
Unauthorized transactions or other transaction problem 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2014 7 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 3 0%
2019 3 0%
2021 3 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Consumer Financial Debt Services, LLC

Consumer Financial Debt Services, LLC's 19 logged complaints stay concentrated: only 12 states show a filing. Only 36.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2021-12-29.

Consumer Financial Debt Services, LLC answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Consumer Financial Debt Services, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Consumer Financial Debt Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Consumer Financial Debt Services, LLC (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture