Cooley Enterprises Inc
138 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cooley Enterprises Inc complaint mix by product
- Vehicle loan 53 38.4% – 2% relief
- Credit reporting 30 21.7% – 0% relief
- Credit reporting, 29 21.0% – 0% relief
- Debt collection 16 11.6% – 0% relief
- Consumer Loan 10 7.2% – 20% relief
How Cooley Enterprises Inc's 138 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 53 |
| Credit reporting or other personal consumer reports | 30 |
| Credit reporting, credit repair services, or other personal consumer reports | 29 |
| Debt collection | 16 |
| Consumer Loan | 10 |
Top States
| State | Complaints |
|---|---|
| TX | 127 |
| GA | 2 |
| NE | 2 |
| MO | 1 |
| WI | 1 |
| MA | 1 |
| NM | 1 |
| LA | 1 |
| FL | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 30 |
| Getting a loan or lease | 25 |
| Incorrect information on your report | 17 |
| Managing the loan or lease | 14 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Problem with a company's investigation into an existing problem | 7 |
| Attempts to collect debt not owed | 6 |
| Repossession | 5 |
| Problems at the end of the loan or lease | 4 |
| Written notification about debt | 3 |
| Communication tactics | 3 |
| Problems when you are unable to pay | 3 |
| Taking out the loan or lease | 3 |
| Problem with fraud alerts or security freezes | 2 |
| False statements or representation | 2 |
| Struggling to pay your loan | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Disclosure verification of debt | 1 |
| Shopping for a loan or lease | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 3 | 33.3% |
| 2016 | 4 | 25% |
| 2017 | 16 | 31.3% |
| 2018 | 13 | 0% |
| 2019 | 5 | 0% |
| 2020 | 12 | 0% |
| 2021 | 12 | 0% |
| 2022 | 7 | 0% |
| 2023 | 7 | 0% |
| 2024 | 11 | 0% |
| 2025 | 30 | 0% |
| 2026 | 16 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Cooley Enterprises Inc
Cooley Enterprises Inc's 138 logged complaints stay concentrated: only 10 states show a filing on record. 53.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-04-14.
Cooley Enterprises Inc answers 6.5% of complaints inside the CFPB's tracked window and closes 11.6% with a written explanation. 2.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cooley Enterprises Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Cooley Enterprises Inc have?
138, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Cooley Enterprises Inc respond to complaints on time?
6.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Cooley Enterprises Inc?
"Improper use of your report", filed under the "Vehicle loan or lease" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.