Browse Companies

Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
604 ( a ) ( 3 ) ( F ) 3
604 ( a ) ; Reg V ; XXXX. Codes are not proof. 1
605 1
605 ( a ) 2
605 ( a ) ( 4 ) 3
605 ( a ) ( 4 ). 3
605 ( a ) concerning obsolete or misleading information 3
605 ( a ) Reporting Limits 2
605 F.3d 665 ( 9th Cir. 2010 ) establishes that a debt collector can not furnish information to credit reporting agencies without a permissible purpose. 1
605 Requested Resolution I respectfully request that the CFPB : 1. Launch a full investigation into the mishandling of my consumer report by Equifax 3
605A 2
605B 3
605B ( c ) ( identity theft ) 1
605B of the Fair Credit Reporting Act 1
605c submission and self-attestation form,,Experian Information Solutions Inc.,TX,783XX,,Consent provided,Web,2025-02-04,Closed with explanation,Yes,N/A,11928811 1
606 8. Unauthorized Inquiry : Creditor : XXXX Date of Inquiry : XX/XX/XXXX Violation : Violation of the Fair Credit Reporting Act ( FCRA ) Relevant Sections : FCRA Sections 604 1
607 5
607 ( a ) obligates consumer reporting agencies to maintain maximum possible accuracy 1
607 ( b ) 25
607 ( B ) 5
607 ( b ) Issue : Payment status reported inaccurately Story : This late payment is not supported by any valid evidence and remains disputed. I ask for complete reinvestigation or deletion XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$5200.00} XXXX XXXX Law : FCRA 611 1
607 ( b ) Issue : Unjustified derogatory reporting Story : This charged-off status is outdated and unsupported. It is damaging and misleading. Please investigate and remove XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} XXXX XXXX Law : FCRA 611 1
607 ( b ) requires maximum possible accuracy ; FDCPA 807 prohibits false representation of debt amount Story : XXXX has reported this account as a charge-off without accurately updating the balance or showing clear documentation. The negative entry is years old yet it is being re-aged and kept active in my report 1
609 15
609 ( a ) 2
609 ( a ) ( 1 ) 3
609 ( a ) ( 1 ) Issue : Inaccurate reporting of late payments Story : I dispute the late payments reported on this account as they are not accurate or verifiable. The creditor has failed to validate this information 1
609 ( a ) ( file disclosure ) 2
609 ( c ) 1
609 ( e ) 3
609 or 610 of the FCRA. In fact 1
611 39
611 ( 15 U.S.C. 1681i ) granting me the right to dispute inaccurate information 1
611 ( a ) 32
611 ( a ) ( 1 ) ( 8 ) 3
611 ( a ) ( 1 ) ( A ) 4
611 ( a ) ( 15 ) 2
611 ( a ) ( 2 ) 3
611 ( a ) ( 4 ) 3
611 ( a ) ( 5 ) ( A ) ( deletion of unverifiable information ) 3
611 ( a ) ( 6 ) 1
611 ( a ) ( 7 ) 3
611 ( a ) ( 7 ) ). 1
611 ( a ) ( 7 ) and its roles 1
611 ( a ) ) : The account is marked Collection across all bureaus 2
611 ( a ) ) and the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ). 1
611 ( a ) ; FDCPA 1692g ; XXXX XXXX Compliance Action Requested : Permanent deletion and blocking from all systems XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Violations : FCRA 1681 1
611 ( a ) ; FDCPA 1692g ; XXXX XXXX XXXX Action Requested : Permanent deletion and blocking from all systems XXXX Account Number : XXXXXXXX XXXX XXXX XXXX XXXX Violations : FCRA 1681 1
611 ( a ) Failure to provide documentation Story : I requested original creditor documents and validation of this debt which were never provided. Yet 1
611 ( a ) Issue : Late payments reported without verified delinquency Story : I have no memory of this delinquency and no proof has been provided 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.