CFPB · Mid-pack CFPB posture
Expert Credit Sweeps
42 CFPB complaints · 20 states · top issue Incorrect information on your report.
Expert Credit Sweeps has 42 consumer complaints in the CFPB public database. Timely response is 7.1%; 2.4% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +1600% filings 2018 to 2026
CFPB relief outcome brief
CCDB company expert-credit-sweeps
2.4% relief · 7.1% timely · 42 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: CarMax, Inc. (2.2% relief)
Expert Credit Sweeps closes 2.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 42 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Expert Credit Sweeps complaint mix by product
- Credit reporting 28 66.7% – 0% relief
- Credit reporting, 11 26.2% – 9% relief
- Debt collection 3 7.1% – 0% relief
How Expert Credit Sweeps's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 28 |
| Credit reporting, credit repair services, or other personal consumer reports | 11 |
| Debt collection | 3 |
Where Expert Credit Sweeps complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 14.3% of this company's filings
Expert Credit Sweeps rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 17
- +1600% vs 2018
Top States
| State | Complaints |
|---|---|
| CA | 6 |
| TX | 5 |
| PA | 4 |
| NV | 4 |
| IL | 3 |
| GA | 3 |
| FL | 2 |
| IN | 2 |
| MD | 2 |
| SC | 1 |
| NJ | 1 |
| OH | 1 |
| VA | 1 |
| MI | 1 |
| MA | 1 |
| DC | 1 |
| CO | 1 |
| NY | 1 |
| UT | 1 |
| WI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 13 |
| Improper use of your report | 12 |
| Fraud or scam | 9 |
| Problem with a company's investigation into an existing problem | 5 |
| Attempts to collect debt not owed | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 2 | 50% |
| 2020 | 2 | 0% |
| 2021 | 2 | 50% |
| 2022 | 4 | 0% |
| 2023 | 1 | 0% |
| 2024 | 4 | 0% |
| 2025 | 9 | 0% |
| 2026 | 17 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Expert Credit Sweeps
Expert Credit Sweeps's 42 logged complaints stay concentrated: only 20 states show a filing. Only 35.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2026-06-10.
Expert Credit Sweeps answers 7.1% of complaints inside the CFPB's tracked window and closes 4.8% with a written explanation. 2.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Expert Credit Sweeps.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Expert Credit Sweeps: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 42.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 7.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Expert Credit Sweeps (7.1% timely; 2.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture