2026 data Public-data reference. official source

Esusu, Inc.

47 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

47 consumer complaints filed with the CFPB

This profile shows Esusu, Inc.'s complaint history from CFPB public records. 47 consumers have filed complaints since 2022. The company has a 95.7% timely response rate and has provided relief in 6.4% of cases.

47
Total Complaints
95.7%
Timely Response
0%
Disputed
6.4%
Relief Provided
14
States Active
2022
Since

Total complaints

47

Filed since 2022

Timely response

95.7%

CFPB-tracked response window

Relief rate

6.4%

Closed with monetary or non-monetary relief

Timely response rate 95.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.4%
Industry median

Share closed with monetary or non-monetary relief.

Esusu, Inc. complaint mix by product

Total complaints: 47

Esusu, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 47 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 26 complaints (55.3%), resolution 0.0% Credit reporting 55.3% Credit reporting,: 10 complaints (21.3%), resolution 20.0% Credit reporting, 21.3% Debt collection: 7 complaints (14.9%), resolution 0.0% Debt collection 14.9% Payday loan,: 2 complaints (4.3%), resolution 0.0% Payday loan,: 1 complaints (2.1%), resolution 100.0% Checking or: 1 complaints (2.1%), resolution 0.0%
  • Credit reporting 26 55.3% 0% relief
  • Credit reporting, 10 21.3% 20% relief
  • Debt collection 7 14.9% 0% relief
  • Payday loan, 2 4.3% 0% relief
  • Payday loan, 1 2.1% 100% relief
  • Checking or 1 2.1% 0% relief

How Esusu, Inc.'s 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 26
Credit reporting, credit repair services, or other personal consumer reports 10
Debt collection 7
Payday loan, title loan, personal loan, or advance loan 2
Payday loan, title loan, or personal loan 1
Checking or savings account 1

Top States

State Complaints
GA 12
TX 12
NV 4
FL 3
MD 3
NC 3
WA 2
PA 2
MO 1
CA 1
IL 1
MA 1
AZ 1
NY 1

Top Issues

Issue Complaints
Incorrect information on your report 16
Improper use of your report 15
Written notification about debt 3
Getting the loan 2
False statements or representation 2
Problem with a company's investigation into an existing problem 2
Attempts to collect debt not owed 2
Opening an account 1
Problem with a credit reporting company's investigation into an existing problem 1
Credit monitoring or identity theft protection services 1
Unable to get your credit report or credit score 1
Received a loan you didn't apply for 1

Yearly Trend

Year Complaints Timely
2022 7 85.7%
2023 5 100%
2024 8 100%
2025 24 95.8%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Esusu, Inc.

Esusu, Inc. has accumulated 47 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 17 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-02-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Esusu, Inc. reports a 95.7% timely-response rate and has closed 93.6% of cases with a written explanation to the consumer. 6.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Esusu, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Esusu, Inc. have?

Esusu, Inc. has received 47 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Esusu, Inc. respond to complaints on time?

Esusu, Inc. has a 95.7% timely response rate to CFPB complaints.

What is the most common complaint about Esusu, Inc.?

The most common issue reported against Esusu, Inc. is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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