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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
611 ( a ) XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX High Balance : {$460.00} Date Opened : XX/XX/XXXX Status : Late Payments Issue : The account was paid on time or settled. No verifiable documentation was ever provided. FCRA Violation : 607 ( b ) 3
611 ( a ) XXXX XXXX XXXX XXXX Acct # XXXX Violations : FCRA 607 ( b ) 3
611 ( b ) 2
611 ) and UCC 1-308 for reserved rights. Neither provided documentation 1
611 ) XXXX XXXX XXXX XXXX XXXX Follow up request for documents used to verify account. ( FCRA Section 606 1
611 Accuracy requirement Issue : Dates and payment status are incorrect Story : No valid proof of delinquency has been provided by the furnisher DPT EDXXXX XXXX XXXX High Balance : {$6000.00} Date Opened : XX/XX/XXXX Late Payment Law : FCRA 607 ( B ) 1
611 and 623a I have also submitted a complaint with Federal Trade Commission and forwarded this information to my attorney to file a lawsuit against Equifax for reporting wrong information and damaging my credit rating.,,EQUIFAX 1
611 Information must be accurate 1
611 Issue : Hard pull without consumer-initiated request Story : This inquiry is not connected to any credit transaction initiated by me. I request its deletion as it was done without a valid purpose The continued reporting of false addresses 1
611 This situation has made it impossible for me to access fair credit 3
611.5Ai. 2
613 1
615 ( f ) 2
615 Issue : This inquiry was made without my written authorization or permissible purpose Story : I did not apply for credit with XXXX or grant any company the right to access my credit file on this date. This inquiry is unauthorized and must be deleted to protect my creditworthiness XXXX XXXX XX/XX/XXXX Duplicate Unauthorized Inquiry Law : FCRA 604 ( a ) ( 3 ) 1
615 Issue : This is a repeated inquiry by the same creditor on the same date without permission Story : I never gave XXXX XXXX any consent to access my credit file 1
616 4
616-617 2
617 4
617 ( 15 U.S.C. 1681n 3
617 ( 6th Cir. 2012 ) ). As the XXXX XXXX explained in XXXX 1
617 F.3d 688 ( XXXX XXXX. XXXX ) 1
617 Willful and negligent noncompliance UDAAP Violations ( under Dodd-Frank ) : Deceptive and unfair practices Use of contradictory system responses Misrepresentation of documents received Denial of access to a federally protected victim _______________________________________________________ WHAT IM REQUESTING Please direct Experian to : Delete the fraudulent XXXX XXXX account and inquiries Restore access to my Experian credit report Correct my verified residential address Provide written disclosure of their verification method Pay actual 1
619 F.2d 700 1
62 Stat. 696; Pub. L. 90284 1
621 '' Not only have I told Your company several times that I am a victim of IDENTITY THEFT but I have also told the CRAs ( with a IDENTITY THEFT REPORT INCLUDED ) that have in-turn told you that you are reporting inaccurate fraudulent information and here today you are still reporting the fraudulent information making my life a absolute living XXXX 2
621 '' Please reinvestigate these matters and delete the disputed items within the time frame required by the Fair Credit Reporting Act ( FCRA ) and inform me in writing of the outcome.Thank you for your time and consideration in this matter.,,EQUIFAX 1
621 Deficiency Notice XXXX XXXX XXXX XXXX XXXX XXXX XXXX 3
621 I am the beneficiary of my trust account. I did not give Capital One permission to administer my trust account. Please provide evidence otherwise. 2
621 I am the beneficiary of my trust account. I did not give Discover permission to administer my trust account. Please provide evidence otherwise. 1
621 I am the beneficiary of my trust account. I did not give Wells Fargo permission to administer my trust account. Please provide evidence otherwise. 1
623 6
623 ( a ) 1
623 ( a ) ( 1 ) ( A ) 2
623 ( a ) ( 1 ) ( A ) [ 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) ] 2
623 ( a ) ( 1 ) ( A ) XXXX XXXX XXXX- I did not authorize this inquiry. No permissible purpose exists. Laws : FCRA 602A 1
623 ( a ) ( 1 ) ( B ) 1
623 ( a ) ( 1 ) ( C ) 4
623 ( a ) ( 2 ) 2
623 ( a ) ( 3 ) 1
623 ( a ) ( 5 ) 2
623 ( a ) ( 5 ) ; FDCPA 807/809 ; Reg V 1022.42.43 ; Cushman. Verify independently or delete. 1
623 ( a ) ( 7 ). 2
623 ( a ) ( 8 ) ( E ) ( i ) 3
623 ( a ) ( b ) and FDCPA 807 ( 2 ) ( A ) 3
623 ( a ). 1
623 ( b ) 2
623 ( b ) Inaccurate Reporting of Account Balances and History Inconsistent Reporting Across Different Credit Bureaus Failure to Provide Accurate Dates of Delinquency XXXX XXXX XXXX XXXX Violations : FCRA Sections 623 ( a ) ( 1 ) ( A ) 1
623 ( b ) Issue : Duplicate tradeline Story : This is the same account reported more than once under XXXX XXXX Instruction : Remove the duplicate immediately XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXXXXXX Balance Owed : {$850.00} Chargeoff * * Law : FCRA 611 ( a ) 1
623 ( b ) Issue : This charge-off is inaccurately reported and unverifiable under FCRA Story : I dispute the validity and ownership of this account as there has been no sufficient verification provided that confirms my liability and consent 1
623 ( b ) Issue : This item remains unverified and improperly reported Story : I am requesting a detailed method of verification and original documentation to substantiate this charge-off claim 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.