CFPB · Single-product concentration
Ethos Lending LLC
15 CFPB complaints · 100% in "Mortgage" · top issue Closing on a mortgage.
Ethos Lending LLC: 100% of 15 CFPB complaints sit in "Mortgage". Timely 93.3% · relief 46.7%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2015 to 2019
CFPB relief outcome brief
CCDB company ethos-lending-llc
46.7% relief · 93.3% timely · 15 filings · Mortgage
Same-product relief peers
Nearest relief peer: Acra Intermediate Holdings, LLC (47% relief)
Ethos Lending LLC closes 46.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Ethos Lending LLC's 15 filings include narrative text
60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Ethos Lending LLC complaint mix by product
- Mortgage 15 100.0% – 47% relief
How Ethos Lending LLC's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 15 |
Concentrated filing states for Ethos Lending LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 40% of this company's filings
Ethos Lending LLC falling annual filings
Annual filing volume from the CFPB public database
- 2019
- 1
- -66.7% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 6 |
| UT | 2 |
| FL | 1 |
| PA | 1 |
| TN | 1 |
| OR | 1 |
| AZ | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 6 |
| Loan servicing, payments, escrow account | 2 |
| Credit decision / Underwriting | 2 |
| Application, originator, mortgage broker | 2 |
| Settlement process and costs | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Trouble during payment process | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2016 | 4 | 100% |
| 2017 | 1 | 100% |
| 2018 | 6 | 100% |
| 2019 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Ethos Lending LLC filings cluster in one product
Ethos Lending LLC's 15 logged complaints stay concentrated: only 8 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2019-03-07.
Ethos Lending LLC answers 93.3% of complaints inside the CFPB's tracked window and closes 53.3% with a written explanation. 46.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ethos Lending LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Ethos Lending LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 15.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Ethos Lending LLC (93.3% timely; 46.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration