| and 0 action has been taken to resolve these matters. I have not given written consent for Experian to furnish any of my personal information and have willfully non complied with all 3 of my request.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92806,,Consent provided,Web,2024-04-09,Closed with explanation,Yes,N/A,8728296 | 1 | 0.0% | 65 days after the first dispute letter |
| and 1 fraud. | 1 | 0.0% | Wells Fargo had 123 financial offenses. Of those |
| and 1 hour later I received a call. I notified the representative | 1 | 0.0% | I called XXXX XXXX XXXX to find out why the other taxes had not been paid. They informed/reminded me that they were not my mortgage servicer at the time that the other taxes were due and that when they received my mortgage |
| and 10 emails back and forth with Chime. | 1 | 0.0% | so I called their phone support at XXXX XXXX ET. The first person I spoke to indicated there was no account after asking me for information. I asked them why email support would indicate there was |
| and 10-52 | 1 | 0.0% | any seller selling tangible personal property |
| and 100 % Metro 2 compliant reporting ) | 3 | 0.0% | charge-off details |
| and 100 % obeyance to regulations as well as every single one even each any and or all claims versus me are evidenced in testimony to be exactly mine and of my ownership of responsibility | 1 | 0.0% | I have become very educated as I have also learned from previous actions that the CFPB supervisor that would undoubtedly inform me that indeed YOUR Firm has at maximum only 30 days to PRODUCE ALL of the ABOVE noted information. If your firm CAN NOT or WILL NOT |
| and 1016.15. | 1 | 0.0% | this subchapter and the regulations prescribed thereunder shall be enforced by the Bureau of Consumer Financial Protection |
| AND 1024.33 Mortgage servicing transfers. We discovered SPECIALIZED LOAN SERVICING PLACED THEIR NAME ON THE TAX STATEMENT AS PAYOR AND LENDER THEIR LETTERS STATES A THIRD-PARTY LOAN SERVICER. FURTHERMORE | 1 | 0.0% | under the direct and exclusive control of the notary public. The journal must include the items shown below. ( Government Code Section 8206 ( a ) ) VIOLATION : The Fair Housing Act Code of Federal Regulations California Corporations Code California Certified Common Interest Development California Business and Professions Code ALL THE INSTRUMENTS ON THIS PARCEL XXXX are Forged recorded and re-recorded deeds and deeds of trust recorded at the same time XXXX XXXX and day. See : ( XXXX XXXX XXXX |
| and 1026.36. No statutory or regulatory authority was provided to support this restriction. | 1 | 0.0% | XXXX XXXX XXXX is obstructing access to information necessary for a consumer to understand loan servicing |
| and 1040 to the IRS. Westlake Financial has yet to acknowledge or validate these submissions | 1 | 0.0% | I will be filing a Temporary Restraining Order ( TRO ) against Westlake Financial to prevent any further illegal attempts to repossess my vehicle. Furthermore |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2023-10-26,Closed with explanation,Yes,N/A,7763911 | 1 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2023-10-26,Closed with explanation,Yes,N/A,7763956 | 1 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2023-10-27,Closed with explanation,Yes,N/A,7758963 | 1 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 3 | 0.0% | 15 USC 6801 |
| and 12 CFR 1016.7. | 7 | 0.0% | ... a financial institution may notdisclose to a nonaffiliated third party any nonpublic personal information unless such financial institution provides or has provided the consumer a notice that complies with section 6803 of this title. American Express never provided a REASONABLE means to opt out that was CLEAR |
| and 12 CFR 1026.b | 3 | 0.0% | I have the right to privacy |
| and 12 CFR Part 1026 TILA ( Reg. Z ) ; No investigation into the alleged billing error with the notification you placed with XXXX XXXX | 1 | 0.0% | trouble receiving statement of account |
| and 12 months times 15 years. We have no idea | 1 | 0.0% | We would like to request all records |
| and 12 U.S.C. 5536 ( UDAAP ). | 1 | 0.0% | failing to provide investigative records |
| and 120 day lates XXXX XXXX XXXX reported with four late payments before closure XXXX XXXX reported with a 30-day late These reports cause undue harm to my creditworthiness and violate my right to accurate and fair reporting.,,EQUIFAX | 1 | 0.0% | the FCRA ( 15 U.S.C. 1681i ) requires consumer reporting agencies to ensure maximum possible accuracy of information. The accounts listed below contain late payments |
| and 120 day lates XXXX XXXX XXXX reported with four late payments before closure XXXX XXXX reported with a 30-day late These reports cause undue harm to my creditworthiness and violate my right to accurate and fair reporting.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,LA,70126,Servicemember,Consent provided,Web,2025-09-06,Closed with explanation,Yes,N/A,15766520 | 1 | 0.0% | the FCRA ( 15 U.S.C. 1681i ) requires consumer reporting agencies to ensure maximum possible accuracy of information. The accounts listed below contain late payments |
| and 120 day lates XXXX XXXX XXXX reported with four late payments before closure XXXX XXXX reported with a 30-day late These reports cause undue harm to my creditworthiness and violate my right to accurate and fair reporting.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | the FCRA ( 15 U.S.C. 1681i ) requires consumer reporting agencies to ensure maximum possible accuracy of information. The accounts listed below contain late payments |
| and 120-day delinquencies. These late payments never occurred. I am not delinquent on my mortgage | 1 | 0.0% | active home loan |
| and 120-day late payments with inconsistent dates and unverifiable histories. XXXX XXXX XXXX XXXX XXXX report a 60-day late payment on a closed account | 3 | 0.0% | payment records |
| and 13 days after they were sent by XXXX. I called Seneca back and asked them to look for my check | 1 | 0.0% | so they do n't do digital payments to them any longer |
| and 1343 for wire/mail fraud and false reporting FINAL WARNING : This is your final opportunity to act in good faith. If you fail to delete these items immediately | 4 | 0.0% | I will pursue the following actions immediately : File formal complaints with the FTC |
| and 1344 ( frauds and swindles '' ) | 1 | 0.0% | whose own admission is part of CFPB Complaint Ref. No. XXXX. The continued activity reflects systemic violations of GAAP |
| and 15 U.S. Code 1602 | 1 | 0.0% | as I was not provided with the legally required notices or rights to redeem under UCC Article 9. Additionally |
| and 15 U.S. Code 1666 Correction of Billing Errors | 3 | 0.0% | the reporting of charge-off accounts by XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$5900.00} |
| and 15 U.S. Code 1681 ( a ) ( d ) ( 2 ) ( A ) ( iii ) to ensure that my rights are protected and upheld. | 4 | 0.0% | I am formally disputing the inaccuracies and demanding immediate action to rectify the situation. I am invoking my rights under the Fair Credit Reporting Act ( FCRA ) |
| and 15 U.S. Code 1681 ( s ) ( 2 ). | 2 | 0.0% | This was being reported XX/XX/24 as a reinsertion ''. I do not have a contract |
| and 15 U.S. Code 1681e ( b ). | 1 | 0.0% | a collection account is reported for an original creditor with a balance of {$360.00} |
| and 15 U.S. Code 1681i | 3 | 0.0% | but its a lie because it is missing a lot of information and it isnt being reported correctly. Monthly Payment {$0.00} |
| and 15 U.S. Code 1681n entitles me to actual | 1 | 0.0% | disseminate |
| and 15 U.S. Code 1692e ( 6 ). | 1 | 0.0% | 15 U.S. Code 1692e ( 10 ) |
| and 15 U.S.C . 1692f ( 6 ). | 2 | 0.0% | blaming a suspended registration ( which is irrelevant ) |
| and 15 U.S.C. 1601 et seq. under the Truth in Lending Act ( TILA ). Michigan laws including MCL XXXX ( Identity Theft Protection Act ) are also invoked in this matter. | 1 | 0.0% | DISPUTE |
| and 15 U.S.C. 1650 ( e ) | 2 | 0.0% | THIS IS NOT A LOAN OR CREDIT and THIS INCOME SHARE AGREEMENT IS NOT A LOAN OR CREDIT. THIS AGREEMENT IS NOT AN ASSIGNMENT OF WAGES. The agreement and marketing materials stated that there was a {$100.00} commitment fee |
| and 15 U.S.C. 1681 ( e ) ( b ). I will be filing a complaint with the Internal Revenue Service ( IRS ) to verify which information is accurate | 1 | 0.0% | {$28.00} |
| and 15 U.S.C. 1681a ( d ) concerning accurate consumer identification. | 1 | 0.0% | XXXX |
| and 15 U.S.C. 1681b which strictly limits when and how a consumer report can be accessed or used. This XXXX XXXX XXXX XXXX account was reported without a permissible purpose | 1 | 0.0% | as required under 15 U.S.C. 1681i ( a ) ( 5 ) ( B ) |
| and 15 U.S.C. 1681c ( c ). Experian has failed to maintain accurate information | 1 | 0.0% | IN |
| and 15 U.S.C. 1681c-2 ( blocking of identity-theft-related information ). | 5 | 0.0% | I sent a formal written notice of data compromise and dispute to the consumer reporting agency |
| and 15 U.S.C. 1681i | 1 | 0.0% | XXXX ( Account Number : XXXXXXXX XXXX XXXX XXXX XXXX |
| and 15 U.S.C. 1681i ( a ) | 4 | 0.0% | {$1700.00} ) XXXX Financial ( Account ending in XXXX |
| and 15 U.S.C. 1681m ( a ) failure to provide notice of adverse action and proper disclosure. | 1 | 0.0% | misleading |
| and 15 U.S.C. 1681s-2 ( b ) | 1 | 0.0% | yet the balance was reported as {$510.00} at charge-off. Unless Capital One provides full itemized accounting |
| and 15 U.S.C. 1692c | 3 | 0.0% | specifically 15 U.S.C. 1681e |
| and 15 U.S.C. 1692f ( use of unfair or unconscionable means to collect a debt ). | 1 | 0.0% | interest |