CFPB · Narrative-heavy record
USA Credit Solutions, Inc
5 CFPB complaints · 80% with narratives · top issue Took or threatened to take negative or legal action.
USA Credit Solutions, Inc: 80% of 5 filings include consumer narratives. Timely 0% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company usa-credit-solutions-inc
0% relief · 0% timely · 5 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
USA Credit Solutions, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
USA Credit Solutions, Inc complaint mix by product
- Debt collection 3 60.0% – 0% relief
- Debt or 1 20.0% – 0% relief
- Other financial 1 20.0% – 0% relief
How USA Credit Solutions, Inc's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 3 |
| Debt or credit management | 1 |
| Other financial service | 1 |
Where USA Credit Solutions, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 20% of this company's filings
USA Credit Solutions, Inc complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| NY | 1 |
| DC | 1 |
| LA | 1 |
| CA | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 2 |
| Confusing or misleading advertising or marketing | 1 |
| Disclosures | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 0% |
| 2021 | 1 | 0% |
| 2025 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
USA Credit Solutions, Inc's narrative-rich complaint ledger
USA Credit Solutions, Inc's 5 logged complaints stay concentrated: only 5 states show a filing. 80% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-02-12.
USA Credit Solutions, Inc answers 0% of complaints inside the CFPB's tracked window and closes 20% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about USA Credit Solutions, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for USA Credit Solutions, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for USA Credit Solutions, Inc (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record