V and H Portfolio
3.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
V and H Portfolio complaint mix by product
- Debt collection 3K 74.4% – 13% relief
- Credit reporting 591 17.2% – 0% relief
- Credit reporting, 240 7.0% – 50% relief
- Payday loan, 30 0.9% – 0% relief
- Debt or 10 0.3% – 0% relief
- Payday loan, 6 0.2% – 50% relief
- Credit card 4 0.1% – 0% relief
How V and H Portfolio's 3.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2.6K |
| Credit reporting or other personal consumer reports | 591 |
| Credit reporting, credit repair services, or other personal consumer reports | 240 |
| Payday loan, title loan, personal loan, or advance loan | 30 |
| Debt or credit management | 10 |
| Payday loan, title loan, or personal loan | 6 |
| Credit card | 4 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
| Credit card or prepaid card | 1 |
| Vehicle loan or lease | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 926 |
| FL | 547 |
| CA | 308 |
| SC | 207 |
| GA | 186 |
| LA | 125 |
| OH | 124 |
| IL | 101 |
| MI | 75 |
| TN | 73 |
| AL | 57 |
| PA | 57 |
| MD | 51 |
| MO | 50 |
| AZ | 44 |
| IN | 39 |
| NY | 38 |
| OK | 35 |
| NC | 33 |
| WI | 32 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1.3K |
| Written notification about debt | 554 |
| Incorrect information on your report | 424 |
| Took or threatened to take negative or legal action | 328 |
| False statements or representation | 290 |
| Improper use of your report | 200 |
| Problem with a company's investigation into an existing problem | 145 |
| Problem with a credit reporting company's investigation into an existing problem | 64 |
| Communication tactics | 55 |
| Threatened to contact someone or share information improperly | 16 |
| Electronic communications | 14 |
| Charged fees or interest you didn't expect | 7 |
| Received a loan you didn't apply for | 7 |
| Disclosure verification of debt | 7 |
| Credit monitoring or identity theft protection services | 5 |
| Confusing or missing disclosures | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Problem with a company's investigation into an existing issue | 3 |
| Unauthorized withdrawals or charges | 2 |
| Can't contact lender or servicer | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 11 | 72.7% |
| 2017 | 20 | 95% |
| 2018 | 16 | 93.8% |
| 2019 | 44 | 68.2% |
| 2020 | 109 | 100% |
| 2021 | 220 | 95.9% |
| 2022 | 159 | 100% |
| 2023 | 348 | 100% |
| 2024 | 593 | 100% |
| 2025 | 1.1K | 100% |
| 2026 | 871 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About V and H Portfolio
V and H Portfolio's 3,447 logged complaints reach a nationwide footprint - 51 states have at least one filing on record. Only 34.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2016 through 2026-06-26.
V and H Portfolio answers 99.2% of complaints inside the CFPB's tracked window and closes 85.5% with a written explanation. 13.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about V and H Portfolio.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does V and H Portfolio have?
3,447, per the CFPB's public complaint count for this company (see the full breakdown above).
Does V and H Portfolio respond to complaints on time?
99.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about V and H Portfolio?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.