2026 data Public-data reference. official source

USCB, Inc.

607 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

607 consumer complaints filed with the CFPB

This profile shows USCB, Inc.'s complaint history from CFPB public records. 607 consumers have filed complaints since 2013. The company has a 94.7% timely response rate and has provided relief in 0% of cases.

607
Total Complaints
94.7%
Timely Response
1%
Disputed
0%
Relief Provided
29
States Active
2013
Since

Total complaints

607

Filed since 2013

Timely response

94.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 94.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

USCB, Inc. complaint mix by product

Total complaints: 607

USCB, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 607 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 502 complaints (82.7%), resolution 0.0% Debt collection 82.7% Credit reporting,: 77 complaints (12.7%), resolution 0.0% Credit reporting, 12.7% Credit reporting: 28 complaints (4.6%), resolution 0.0%
  • Debt collection 502 82.7% 0% relief
  • Credit reporting, 77 12.7% 0% relief
  • Credit reporting 28 4.6% 0% relief

How USCB, Inc.'s 607 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 502
Credit reporting, credit repair services, or other personal consumer reports 77
Credit reporting or other personal consumer reports 28

Top States

State Complaints
CA 415
AZ 39
GA 18
NM 16
OR 13
VA 11
CO 11
MD 10
TX 10
FL 9
WA 7
MN 6
NV 5
OH 4
NY 4
HI 3
NC 3
IN 3
PA 3
NJ 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 201
Written notification about debt 142
Communication tactics 50
Incorrect information on your report 45
False statements or representation 40
Cont'd attempts collect debt not owed 35
Improper use of your report 28
Problem with a credit reporting company's investigation into an existing problem 24
Took or threatened to take negative or legal action 16
Disclosure verification of debt 11
Problem with a company's investigation into an existing problem 5
Credit monitoring or identity theft protection services 2
Electronic communications 2
Improper contact or sharing of info 2
Threatened to contact someone or share information improperly 2
Taking/threatening an illegal action 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 22 72.7%
2015 11 27.3%
2016 21 47.6%
2017 25 88%
2018 41 92.7%
2019 28 100%
2020 68 98.5%
2021 114 100%
2022 95 100%
2023 72 100%
2024 67 100%
2025 30 100%
2026 9 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About USCB, Inc.

USCB, Inc. has accumulated 607 consumer complaints in the CFPB public database, with filings active across 29 U.S. states. Of those submissions, 199 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, USCB, Inc. reports a 94.7% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating USCB, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does USCB, Inc. have?

USCB, Inc. has received 607 consumer complaints filed with the Consumer Financial Protection Bureau.

Does USCB, Inc. respond to complaints on time?

USCB, Inc. has a 94.7% timely response rate to CFPB complaints.

What is the most common complaint about USCB, Inc.?

The most common issue reported against USCB, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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