CFPB · Single-product concentration
USCB, Inc.
720 CFPB complaints · 84% in "Debt collection" · top issue Attempts to collect debt not owed.
USCB, Inc.: 84% of 720 CFPB complaints sit in "Debt collection". Timely 95% · relief 0%. Allegations, not findings.
- Single-product concentration
- +375% filings 2013 to 2026
CFPB relief outcome brief
CCDB company uscb-inc
0% relief · 95% timely · 720 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
USCB, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of USCB, Inc.'s 720 filings include narrative text
42.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
USCB, Inc. complaint mix by product
- Debt collection 605 84.0% – 0% relief
- Credit reporting, 85 11.8% – 0% relief
- Credit reporting 30 4.2% – 0% relief
How USCB, Inc.'s 720 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 605 |
| Credit reporting, credit repair services, or other personal consumer reports | 85 |
| Credit reporting or other personal consumer reports | 30 |
Concentrated filing states for USCB, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 66.7% of this company's filings
USCB, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 19
- +375% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 480 |
| AZ | 45 |
| GA | 25 |
| NM | 17 |
| VA | 15 |
| TX | 14 |
| OR | 14 |
| MD | 14 |
| CO | 13 |
| FL | 10 |
| MN | 9 |
| WA | 9 |
| NY | 8 |
| NV | 6 |
| HI | 5 |
| OH | 5 |
| WI | 3 |
| NC | 3 |
| PA | 3 |
| IN | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 232 |
| Written notification about debt | 171 |
| Communication tactics | 62 |
| False statements or representation | 57 |
| Incorrect information on your report | 51 |
| Cont'd attempts collect debt not owed | 39 |
| Improper use of your report | 30 |
| Problem with a credit reporting company's investigation into an existing problem | 25 |
| Took or threatened to take negative or legal action | 22 |
| Disclosure verification of debt | 11 |
| Problem with a company's investigation into an existing problem | 6 |
| Threatened to contact someone or share information improperly | 5 |
| Electronic communications | 3 |
| Improper contact or sharing of info | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Taking/threatening an illegal action | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 22 | 72.7% |
| 2015 | 13 | 30.8% |
| 2016 | 24 | 41.7% |
| 2017 | 29 | 89.7% |
| 2018 | 50 | 94% |
| 2019 | 35 | 100% |
| 2020 | 80 | 98.8% |
| 2021 | 129 | 100% |
| 2022 | 112 | 100% |
| 2023 | 86 | 100% |
| 2024 | 80 | 100% |
| 2025 | 37 | 100% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database
USCB, Inc. filings cluster in one product
USCB, Inc.'s 720 logged complaints stay concentrated: only 32 states show a filing. 42.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-23.
USCB, Inc. answers 95% of complaints inside the CFPB's tracked window and closes 98.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about USCB, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for USCB, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 720.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for USCB, Inc. (95% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration