CFPB · Single-product concentration
Valor Intelligent Processing, LLC
371 CFPB complaints · 92.2% in "Debt collection" · top issue Attempts to collect debt not owed.
Valor Intelligent Processing, LLC: 92.2% of 371 CFPB complaints sit in "Debt collection". Timely 93% · relief 0.3%. Allegations, not findings.
- Single-product concentration
- +1062.5% filings 2020 to 2026
CFPB relief outcome brief
CCDB company valor-intelligent-processing-llc
0.3% relief · 93% timely · 371 filings · Debt collection
Same-product relief peers
Nearest relief peer: Populus Financial Group, Inc. (F/K/A Ace Cash Express) (0.3% relief)
Valor Intelligent Processing, LLC closes 0.3% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Valor Intelligent Processing, LLC's 371 filings include narrative text
47.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Valor Intelligent Processing, LLC complaint mix by product
- Debt collection 342 92.2% – 0% relief
- Credit reporting 17 4.6% – 0% relief
- Credit reporting, 10 2.7% – 0% relief
- Credit card 1 0.3% – 0% relief
- Payday loan, 1 0.3% – 0% relief
How Valor Intelligent Processing, LLC's 371 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 342 |
| Credit reporting or other personal consumer reports | 17 |
| Credit reporting, credit repair services, or other personal consumer reports | 10 |
| Credit card or prepaid card | 1 |
| Payday loan, title loan, or personal loan | 1 |
Nationwide filing states for Valor Intelligent Processing, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 16.2% of this company's filings
Valor Intelligent Processing, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 93
- +1062.5% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 60 |
| FL | 53 |
| GA | 32 |
| IL | 30 |
| CA | 17 |
| MI | 16 |
| OH | 12 |
| TN | 12 |
| CO | 12 |
| NY | 10 |
| PA | 9 |
| NC | 9 |
| WA | 9 |
| SC | 8 |
| AL | 7 |
| MD | 7 |
| IN | 6 |
| MS | 5 |
| AZ | 5 |
| MN | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 154 |
| Written notification about debt | 50 |
| Communication tactics | 42 |
| False statements or representation | 34 |
| Took or threatened to take negative or legal action | 31 |
| Electronic communications | 22 |
| Incorrect information on your report | 13 |
| Improper use of your report | 12 |
| Threatened to contact someone or share information improperly | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Other features, terms, or problems | 1 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 8 | 62.5% |
| 2021 | 32 | 84.4% |
| 2022 | 30 | 86.7% |
| 2023 | 62 | 87.1% |
| 2024 | 50 | 96% |
| 2025 | 96 | 95.8% |
| 2026 | 93 | 100% |
Source: CFPB Consumer Complaint Database
Valor Intelligent Processing, LLC filings cluster in one product
Valor Intelligent Processing, LLC's 371 logged complaints reach a nationwide footprint - 40 states have at least one filing. 47.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-24.
Valor Intelligent Processing, LLC answers 93% of complaints inside the CFPB's tracked window and closes 99.2% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Valor Intelligent Processing, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Valor Intelligent Processing, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 371.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Valor Intelligent Processing, LLC (93% timely; 0.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration