CFPB · Single-product concentration

Valarity, LLC

49 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.

49 CFPB complaints

Valarity, LLC: 100% of 49 CFPB complaints sit in "Debt collection". Timely 75.5% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2017

CFPB relief outcome brief

CCDB company valarity-llc

0% relief · 75.5% timely · 49 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Valarity, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Valarity, LLC and nearest filing-volume peers

Valarity, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 49 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 75.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Valarity, LLC complaint mix by product

Total complaints: 49

Valarity, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 49 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 49 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 49 100.0% 0% relief

How Valarity, LLC's 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 49

Concentrated filing states for Valarity, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
53.1% of this company's filings
MO26OK8AR5PA2KS2FL2TX2AK1

Valarity, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2017
1
-80% vs 2013
0102030 20132014201520162017 1

Top States

State Complaints
MO 26
OK 8
AR 5
PA 2
KS 2
FL 2
TX 2
AK 1
VA 1

Top Issues

Issue Complaints
Communication tactics 17
Cont'd attempts collect debt not owed 15
Disclosure verification of debt 8
Improper contact or sharing of info 5
False statements or representation 3
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2013 5 20%
2014 24 79.2%
2015 17 100%
2016 2 0%
2017 1 0%

Source: CFPB Consumer Complaint Database

Valarity, LLC filings cluster in one product

Valarity, LLC's 49 logged complaints stay concentrated: only 9 states show a filing. Only 16.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2017-03-17.

Valarity, LLC answers 75.5% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Valarity, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Valarity, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Valarity, LLC (75.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration