CFPB · Single-product concentration
Vargo & Janson PC
12 CFPB complaints · 91.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Vargo & Janson PC: 91.7% of 12 CFPB complaints sit in "Debt collection". Timely 100% · relief 8.3%. Allegations, not findings.
- Single-product concentration
- -50% filings 2014 to 2025
CFPB relief outcome brief
CCDB company vargo-janson-pc
8.3% relief · 100% timely · 12 filings · Debt collection
Same-product relief peers
Nearest relief peer: Western-Shamrock Corporation (8.3% relief)
Vargo & Janson PC closes 8.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Vargo & Janson PC's 12 filings include narrative text
66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Vargo & Janson PC complaint mix by product
- Debt collection 11 91.7% – 9% relief
- Credit card 1 8.3% – 0% relief
How Vargo & Janson PC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Credit card | 1 |
Vargo & Janson PC falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| CO | 12 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 2 |
| Written notification about debt | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Sale of account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2017 | 1 | 100% |
| 2018 | 2 | 100% |
| 2019 | 4 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Vargo & Janson PC filings cluster in one product
Vargo & Janson PC's 12 logged complaints stay concentrated: only 1 state shows a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-05-15.
Vargo & Janson PC answers 100% of complaints inside the CFPB's tracked window and closes 91.7% with a written explanation. 8.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Vargo & Janson PC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Vargo & Janson PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Vargo & Janson PC (100% timely; 8.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration