CFPB · Narrative-heavy record
USA Discounters Ltd
44 CFPB complaints · 65.9% with narratives · top issue Managing the loan or lease.
USA Discounters Ltd: 65.9% of 44 filings include consumer narratives. Timely 95.5% · relief 9.1% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +100% filings 2014 to 2017
CFPB relief outcome brief
CCDB company usa-discounters-ltd
9.1% relief · 95.5% timely · 44 filings · Debt collection
Same-product relief peers
Nearest relief peer: Bc Services, Inc. (9.1% relief)
USA Discounters Ltd closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of USA Discounters Ltd's 44 filings include narrative text
65.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
USA Discounters Ltd complaint mix by product
- Debt collection 24 54.5% – 4% relief
- Consumer Loan 20 45.5% – 15% relief
How USA Discounters Ltd's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 24 |
| Consumer Loan | 20 |
Where USA Discounters Ltd complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 11.4% of this company's filings
USA Discounters Ltd rising annual filings
Annual filing volume from the CFPB public database
- 2017
- 2
- +100% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 5 |
| MD | 5 |
| VA | 5 |
| GA | 4 |
| OK | 3 |
| AE | 3 |
| NC | 3 |
| TX | 3 |
| SC | 2 |
| MS | 1 |
| KY | 1 |
| OH | 1 |
| IN | 1 |
| TN | 1 |
| FL | 1 |
| DE | 1 |
| AP | 1 |
| NH | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 10 |
| Problems when you are unable to pay | 8 |
| Taking/threatening an illegal action | 8 |
| Disclosure verification of debt | 5 |
| Communication tactics | 5 |
| Cont'd attempts collect debt not owed | 4 |
| Managing the line of credit | 1 |
| Account terms and changes | 1 |
| False statements or representation | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 23 | 95.7% |
| 2016 | 18 | 100% |
| 2017 | 2 | 50% |
Source: CFPB Consumer Complaint Database
USA Discounters Ltd's narrative-rich complaint ledger
USA Discounters Ltd's 44 logged complaints stay concentrated: only 18 states show a filing. 65.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2017-06-08.
USA Discounters Ltd answers 95.5% of complaints inside the CFPB's tracked window and closes 65.9% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about USA Discounters Ltd.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for USA Discounters Ltd: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 44.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for USA Discounters Ltd (95.5% timely; 9.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record