2026 data Public-data reference. official source

USA DISCOUNTERS LTD

38 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

38 consumer complaints filed with the CFPB

This profile shows USA DISCOUNTERS LTD's complaint history from CFPB public records. 38 consumers have filed complaints since 2014. The company has a 94.7% timely response rate and has provided relief in 7.9% of cases.

38
Total Complaints
94.7%
Timely Response
36.8%
Disputed
7.9%
Relief Provided
17
States Active
2014
Since

Total complaints

38

Filed since 2014

Timely response

94.7%

CFPB-tracked response window

Relief rate

7.9%

Closed with monetary or non-monetary relief

Timely response rate 94.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.9%
Industry median

Share closed with monetary or non-monetary relief.

USA DISCOUNTERS LTD complaint mix by product

Total complaints: 38

USA DISCOUNTERS LTD complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 38 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 21 complaints (55.3%), resolution 0.0% Debt collection 55.3% Consumer Loan: 17 complaints (44.7%), resolution 17.6% Consumer Loan 44.7%
  • Debt collection 21 55.3% 0% relief
  • Consumer Loan 17 44.7% 18% relief

How USA DISCOUNTERS LTD's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 21
Consumer Loan 17

Top States

State Complaints
MD 5
GA 4
VA 4
CA 3
TX 3
OK 3
SC 2
NC 2
AE 2
FL 1
IN 1
NH 1
DE 1
OH 1
KY 1
MS 1
TN 1

Top Issues

Issue Complaints
Problems when you are unable to pay 8
Taking/threatening an illegal action 7
Managing the loan or lease 7
Cont'd attempts collect debt not owed 4
Disclosure verification of debt 4
Communication tactics 4
Managing the line of credit 1
False statements or representation 1
Took or threatened to take negative or legal action 1
Account terms and changes 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 21 95.2%
2016 15 100%
2017 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About USA DISCOUNTERS LTD

USA DISCOUNTERS LTD has accumulated 38 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 23 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2017-06-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, USA DISCOUNTERS LTD reports a 94.7% timely-response rate and has closed 68.4% of cases with a written explanation to the consumer. 7.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 36.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Problems when you are unable to pay".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating USA DISCOUNTERS LTD: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does USA DISCOUNTERS LTD have?

USA DISCOUNTERS LTD has received 38 consumer complaints filed with the Consumer Financial Protection Bureau.

Does USA DISCOUNTERS LTD respond to complaints on time?

USA DISCOUNTERS LTD has a 94.7% timely response rate to CFPB complaints.

What is the most common complaint about USA DISCOUNTERS LTD?

The most common issue reported against USA DISCOUNTERS LTD is "Problems when you are unable to pay" in the "Debt collection" product category.

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