| failing to remove unauthorized inquiries | 1 | 0.0% | specifically 604 |
| failing to respond ( as attached in file 6 ) | 1 | 0.0% | resulting in financial losses |
| failing to return the deflect deed and unclean title ( i.e. XXXX XXXX XXXX '' ) that would have allowed this son of a Real Agency owner to walk away '' from deal '' that was no deal. | 1 | 0.0% | I contacted XXXX XXXX and was informed by the employee I spoke with that on XX/XX/XXXX |
| failing to return. | 1 | 0.0% | and after waiting until XXXX XXXX I finally reached a representative. Their response was dismissive |
| failing to tell me to whom I was being transferred to. The last rep I spoke to was the most helpful as she atleast attempted to fix the issue. However | 1 | 0.0% | I contacted PNC bank to advise XXXX has no record of the funds being returned. I spoke with acceptance department |
| failing to verify its accuracy | 1 | 0.0% | I formally requested disclosure of : - The name |
| fails to comply with federal regulations by credit reporting agencies | 3 | 0.0% | every notation |
| fails to comply with XXXX XXXX formatting standards | 2 | 0.0% | outdated |
| fails to disclose the lack of validation to the new collector | 1 | 0.0% | aka a physical copy of my signature and a contract with them. XXXX also put it in writing to the MoAG office that was 'contacting XXXX. ' XXXX is aware that Resurgent/LVNV was unable to validate '' this debt and they are assisting this collector and XXXX XXXX XXXX in unFair Debt Collection Practices Act ( FDCPA ) |
| fails to meet the FCRAs mandate for a reasonable reinvestigation of disputed information. | 1 | 0.0% | XXXX XXXX XXXX. XXXX XXXX ( XXXX XXXX. XXXX ) |
| fails to meet the standards for debt validation under federal law. The Fair Debt Collection Practices Act ( 15 U.S. Code 1692g ( b ) ) requires a debt collector to cease collection until proper validation is provided. | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| fails to meet this standard. This charge-off | 3 | 0.0% | specifically Section 1681e ( b ) |
| fails to satisfy your obligations under federal law | 1 | 0.0% | SD XXXX Re : Formal Dispute of Alleged Account Case Numbers XXXX |
| failure of consideration | 1 | 0.0% | unjust enrichment and fraud on the consumer. Intentional act of fraud. I understand that you shouldn't be allowed to put any information on my file unless I have authorized it. I do not authorize you to put any remarks on my consumer report. Please provide verification of your claim |
| failure to change/delete an account after being shown numerous times the false and inaccurate data on my reports according to the FCRA section 623 ( A ) ( 1 ) ( a ) | 1 | 0.0% | for proof of my disputes and the last 6 months of the XXXX XXXX credit reports showing each of these accounts and highlighted text showing these 2 fields that were not changed down below in the attachment called visual proof. I am requesting that you |
| failure to comply may result in enforcement actions by the Consumer Financial Protection Bureau ( CFPB ) | 3 | 0.0% | 1681i ( a ) ( 6 ) ( B ) |
| failure to comply with civil rights law | 1 | 0.0% | regulation X |
| failure to comply with federal obligations regarding consumer credit reporting constitutes negligence | 1 | 0.0% | I have identified errors that are either inaccurate |
| failure to conduct a thorough investigation | 2 | 0.0% | Violation of XXXX XXXX XXXX XXXX XXXX XXXX XXXX Accounting Fraud by false and deceptive profit-loss reporting |
| Failure to Correct or Delete Inaccurate | 1 | 0.0% | specifically : Violation of Permissible Purpose ( 15 USC 1681b ( 2 ) ) |
| failure to correct such inaccuracies within 30 days of receiving this dispute would further violate FCRA Section 611 ( 15 U.S.C. 1681i ). | 1 | 0.0% | 15 U.S.C. 1681 et seq. |
| failure to disclose material facts | 1 | 0.0% | they have identified evidence of tax fraud |
| failure to fully verify that these accounts are accurate is a violation of the FCRA and must be removed or it will continue to damage my ability to obtain additional credit from this point forward | 3 | 0.0% | I have found a few accounts listed above that I do not recognize. I understand that before any account or information can be furnished to the credit bureaus ; all information and all accounts must be 100 % accurate |
| failure to help a customer set up security and prevent fraud. | 1 | 0.0% | I underwent emotional |
| failure to honor | 1 | 0.0% | public and political corruption |
| Failure to include the disclosures required by 12 Code of Federal Regulations 226.15 extends the right of rescission to three years ( rather than three days ). | 1 | 0.0% | but when this number is entered into the florida Dept. of business and Professional Regulations website |
| failure to investigate dispute ] I submitted a formal dispute on * * [ XXXX of dispute ] * * | 1 | 0.0% | XXXX XXXX TransUnion LLC XXXX XXXX XXXX XXXX XXXX |
| failure to investigate disputes | 2 | 0.0% | THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681 ) |
| failure to issue provisional credits | 1 | 0.0% | XXXX |
| Failure to maintain reasonable procedures | 2 | 0.0% | XXXX XXXX XXXX - Account Number : XXXX |
| Failure to meet this deadline will jeopardize your refund. At the end of the day | 1 | 0.0% | we quickly requested refunds from XXXX of our six individual-event tickets in XXXX XXXX. It must be noted that XXXX unilaterally instituted a new refund process specifically for these refunds |
| failure to perform human-led investigations DAMAGES & CORPORATE EXPOSURE : Each of the above violations is subject to statutory damages of {$1000.00} under the FCRA | 1 | 0.0% | omissions |
| failure to properly investigate and correct issues | 3 | 0.0% | TX XXXX Employer : XXXX Employer : XXXX XXXX XXXX Incorrect Name : XXXX XXXX Listed below are the Accounts that are being challenged : XXXX - XXXX * * * * Listed below are the Inquiries that are being challenged : XXXXXXXX XXXX - XXXX XXXXXXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXXXXXX XXXX - XXXX XXXXXXXX XXXX - XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX - XXXX XXXXXXXX XXXX - XXXX Is it mandatory for all entities involved in reporting consumer credit information to be fair |
| failure to protect consumers identity | 1 | 0.0% | forgery |
| failure to prove a certifiably compliant reporting process potentially lends to bringing concerns that the alleged claim ( s ) by any or each reporter is questionable | 2 | 0.0% | understand also this IS TO CHALLENGE THAT SAME REPORTER and or any accepting repository ( yourself included ) to demonstrate or make demonstrated PROOF that a confirm-able ( certifiable ) compliant reporting process was used. This demand is to include in that certified compliant reporting process evidence ensuring that the mandatorily utilized Metro 2 Data-filled field formatted reporting standards WAS IN fact perfect as used. Per CDIA 's own most recently rendered version of the CRRG manual it is stated in clarity on 3-4 that there can be no deviation from the standards nor omitting of requisite reported aspects without jeopardizing the integrity of the data alleged. Additionally stated are the guidelines that are purposed for the ensuring of consumer reporting to be most fair |
| failure to provide clear and conspicuous right-to-rescind paperwork | 1 | 0.0% | please find copies of all relevant correspondence and documentation |
| failure to provide requested information | 1 | 0.0% | this account is now under litigation. Additionally |
| Failure to Provide Signature Certification as per Treasury Direct Signature guidelines XXXX A.R.S. XXXX | 1 | 0.0% | 15 USC 1681o and 15 USC 1692k. DELETE THE FOLLOWING ACCOUNT FROM YOUR RECORDS AND ALL CONSUMER REPORTING AGENCIES. Failure to respond satisfactory with deletion of the above referenced account and send out a free copy of my report after the changes have been made will result in legal actions being taken against your company |
| failure to provide validation was determined to be a violation of both the FDCPA and state laws. | 1 | 0.0% | Inc. |
| failure to register with the Secretary of State for the State of Louisiana and violation of the XXXX. | 1 | 0.0% | seven days after I attempted to make good on paying the account in full on XX/XX/XXXX |
| failure to resolve the issue | 1 | 0.0% | I immediately contacted Wells Fargo to dispute the account and request its closure. I also mention any actions taken |
| failure to send required notice | 1 | 0.0% | regulatory actions |
| failure to stop abusive and false reporting practices | 1 | 0.0% | I have submitted over 100 complaints and over 1 |
| failure to timely submit files to underwriting | 1 | 0.0% | TMHFs handling of our mortgage process was unprofessional |
| failure to validate | 1 | 0.0% | continued reporting without proper validation |
| failure to validate disputed information | 2 | 0.0% | inaccurate |
| failures in identity-theft handling | 1 | 0.0% | Equifax is not conducting a reasonable investigation as required by FCRA 611 |
| fair | 5 | 0.0% | wrong address entries |
| fair and complete reporting is given. I don't believe the status of these accounts are accurate either. Delete these accounts due to multiple violations | 1 | 0.0% | Bank XXXX XXXX {$530.00} |
| fair assessment. | 1 | 0.0% | but chose to disregard a value that is significantly higher |
