CFPB · Single-product concentration
Financial Data Systems
357 CFPB complaints · 71.4% in "Debt collection" · top issue Attempts to collect debt not owed.
Financial Data Systems: 71.4% of 357 CFPB complaints sit in "Debt collection". Timely 68.6% · relief 1.4%. Allegations, not findings.
- Single-product concentration
- +666.7% filings 2014 to 2023
CFPB relief outcome brief
CCDB company financial-data-systems
1.4% relief · 68.6% timely · 357 filings · Debt collection
Same-product relief peers
Nearest relief peer: Linebarger Goggan Blair & Sampson LLP (1.4% relief)
Financial Data Systems closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 357 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Financial Data Systems complaint mix by product
- Debt collection 255 71.4% – 2% relief
- Credit reporting, 98 27.5% – 0% relief
- Credit reporting 3 0.8% – 0% relief
- Credit card 1 0.3% – 0% relief
How Financial Data Systems's 357 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 255 |
| Credit reporting, credit repair services, or other personal consumer reports | 98 |
| Credit reporting | 3 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Financial Data Systems
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 47.1% of this company's filings
Financial Data Systems rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 23
- +666.7% vs 2014
Top States
| State | Complaints |
|---|---|
| NC | 168 |
| SC | 86 |
| TX | 23 |
| FL | 20 |
| GA | 15 |
| NJ | 11 |
| MS | 7 |
| MD | 6 |
| VA | 5 |
| CA | 2 |
| WV | 2 |
| ME | 2 |
| AL | 2 |
| OH | 2 |
| NV | 1 |
| SD | 1 |
| AR | 1 |
| PA | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 97 |
| Written notification about debt | 91 |
| Incorrect information on your report | 72 |
| Problem with a credit reporting company's investigation into an existing problem | 16 |
| Cont'd attempts collect debt not owed | 15 |
| Communication tactics | 14 |
| Took or threatened to take negative or legal action | 11 |
| False statements or representation | 10 |
| Improper use of your report | 9 |
| Disclosure verification of debt | 9 |
| Threatened to contact someone or share information improperly | 5 |
| Improper contact or sharing of info | 3 |
| Incorrect information on credit report | 2 |
| Credit reporting company's investigation | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a credit card | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 5 | 100% |
| 2016 | 24 | 100% |
| 2017 | 24 | 100% |
| 2018 | 43 | 100% |
| 2019 | 28 | 100% |
| 2020 | 30 | 100% |
| 2021 | 127 | 38.6% |
| 2022 | 50 | 60% |
| 2023 | 23 | 39.1% |
Source: CFPB Consumer Complaint Database
Financial Data Systems filings cluster in one product
Financial Data Systems's 357 logged complaints stay concentrated: only 19 states show a filing. Only 38.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2023-11-05.
Financial Data Systems answers 68.6% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Financial Data Systems.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Financial Data Systems: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 357.
- Seattle Service Bureau, Inc Δ 0 complaints · 2.8% relief 357complaints
- Global Credit & Collection Corporation Δ 1 complaints · 1.4% relief 358complaints
- TomoCredit Inc. Δ 1 complaints · 0.3% relief 358complaints
- Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch Δ 1 complaints · 0% relief 356complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 68.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Financial Data Systems (68.6% timely; 1.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration