CFPB · Single-product concentration

Financial Freedom Mortgage, LLC

30 CFPB complaints · 86.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

30 CFPB complaints

Financial Freedom Mortgage, LLC: 86.7% of 30 CFPB complaints sit in "Mortgage". Timely 96.7% · relief 6.7%. Allegations, not findings.

  • Single-product concentration
  • +133.3% filings 2015 to 2022

CFPB relief outcome brief

CCDB company financial-freedom-mortgage-llc

6.7% relief · 96.7% timely · 30 filings · Mortgage

Nearest relief peer: Primelending, a Plainscapital Company (6.8% relief)

Financial Freedom Mortgage, …6.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Financial Freedom Mortgage, LLC and nearest filing-volume peers

Financial Freedom Mortgage, LLC closes 6.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Financial Freedom Mortgage, LLC's 30 filings include narrative text

46.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Financial Freedom Mortgage, LLC complaint mix by product

Total complaints: 30

Financial Freedom Mortgage, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 26 complaints (86.7%), resolution 7.7% Mortgage 86.7% Credit reporting,: 4 complaints (13.3%), resolution 0.0% Credit reporting, 13.3%
  • Mortgage 26 86.7% 8% relief
  • Credit reporting, 4 13.3% 0% relief

How Financial Freedom Mortgage, LLC's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 26
Credit reporting, credit repair services, or other personal consumer reports 4

Concentrated filing states for Financial Freedom Mortgage, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MD
46.7% of this company's filings
MD14NJ9FL6CA1

Financial Freedom Mortgage, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2022
7
+133.3% vs 2015
0246810 2015201720182019202020212022 7

Top States

State Complaints
MD 14
NJ 9
FL 6
CA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 20
Improper use of your report 3
Trouble during payment process 2
Loan servicing, payments, escrow account 1
Loan modification,collection,foreclosure 1
Application, originator, mortgage broker 1
Incorrect information on your report 1
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2015 3 100%
2017 1 100%
2018 3 100%
2019 3 100%
2020 5 100%
2021 8 87.5%
2022 7 100%

Source: CFPB Consumer Complaint Database

Financial Freedom Mortgage, LLC filings cluster in one product

Financial Freedom Mortgage, LLC's 30 logged complaints stay concentrated: only 4 states show a filing. 46.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2022-10-07.

Financial Freedom Mortgage, LLC answers 96.7% of complaints inside the CFPB's tracked window and closes 86.7% with a written explanation. 6.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Financial Freedom Mortgage, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Financial Freedom Mortgage, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Financial Freedom Mortgage, LLC (96.7% timely; 6.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration