CFPB · Mid-pack CFPB posture

Financial Warranty LLC

9 CFPB complaints · 7 states · top issue Didn't provide services promised.

9 CFPB complaints

Financial Warranty LLC has 9 consumer complaints in the CFPB public database. Timely response is 100%; 66.7% closed with relief; top product Debt or credit management. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • 0% filings 2021 to 2026

CFPB relief outcome brief

CCDB company financial-warranty-llc

66.7% relief · 100% timely · 9 filings · Debt or credit management

Nearest relief peer: Credit Glory LLC (11.9% relief)

Financial Warranty LLC (this)66.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Financial Warranty LLC and nearest filing-volume peers

Financial Warranty LLC closes 66.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 66.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Financial Warranty LLC complaint mix by product

Total complaints: 9

Financial Warranty LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 5 complaints (55.6%), resolution 60.0% Debt or 55.6% Credit reporting,: 2 complaints (22.2%), resolution 50.0% Credit reporting, 22.2% Checking or: 1 complaints (11.1%), resolution 100.0% Checking or 11.1% Money transfer,: 1 complaints (11.1%), resolution 100.0% Money transfer, 11.1%
  • Debt or 5 55.6% 60% relief
  • Credit reporting, 2 22.2% 50% relief
  • Checking or 1 11.1% 100% relief
  • Money transfer, 1 11.1% 100% relief

How Financial Warranty LLC's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 5
Credit reporting, credit repair services, or other personal consumer reports 2
Checking or savings account 1
Money transfer, virtual currency, or money service 1

Where Financial Warranty LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
22.2% of this company's filings
OH2DC2NJ1AL1NY1MT1CA1

Financial Warranty LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2021
012345 202120222023202420252026 1

Top States

State Complaints
OH 2
DC 2
NJ 1
AL 1
NY 1
MT 1
CA 1

Top Issues

Issue Complaints
Didn't provide services promised 3
Fraud or scam 2
Charged upfront or unexpected fees 1
Confusing or misleading advertising or marketing 1
Managing an account 1
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 1 100%
2023 1 100%
2024 1 100%
2025 4 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Financial Warranty LLC

Financial Warranty LLC's 9 logged complaints stay concentrated: only 7 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-02-19.

Financial Warranty LLC answers 100% of complaints inside the CFPB's tracked window and closes 33.3% with a written explanation. 66.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Didn't provide services promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Financial Warranty LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Financial Warranty LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Financial Warranty LLC (100% timely; 66.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture