2026 data Public-data reference. official source

Financial Warranty LLC

8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

8 consumer complaints filed with the CFPB

This profile shows Financial Warranty LLC's complaint history from CFPB public records. 8 consumers have filed complaints since 2021. The company has a 100% timely response rate and has provided relief in 62.5% of cases.

8
Total Complaints
100%
Timely Response
0%
Disputed
62.5%
Relief Provided
7
States Active
2021
Since

Total complaints

8

Filed since 2021

Timely response

100%

CFPB-tracked response window

Relief rate

62.5%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 62.5%
Industry median

Share closed with monetary or non-monetary relief.

Financial Warranty LLC complaint mix by product

Total complaints: 8

Financial Warranty LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 4 complaints (50.0%), resolution 50.0% Debt or 50.0% Credit reporting,: 2 complaints (25.0%), resolution 50.0% Credit reporting, 25.0% Checking or: 1 complaints (12.5%), resolution 100.0% Checking or 12.5% Money transfer,: 1 complaints (12.5%), resolution 100.0% Money transfer, 12.5%
  • Debt or 4 50.0% 50% relief
  • Credit reporting, 2 25.0% 50% relief
  • Checking or 1 12.5% 100% relief
  • Money transfer, 1 12.5% 100% relief

How Financial Warranty LLC's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 4
Credit reporting, credit repair services, or other personal consumer reports 2
Checking or savings account 1
Money transfer, virtual currency, or money service 1

Top States

State Complaints
OH 2
AL 1
CA 1
DC 1
NY 1
MT 1
NJ 1

Top Issues

Issue Complaints
Didn't provide services promised 2
Fraud or scam 2
Charged upfront or unexpected fees 1
Unexpected or other fees 1
Confusing or misleading advertising or marketing 1
Managing an account 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 1 100%
2023 1 100%
2024 1 100%
2025 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Financial Warranty LLC

Financial Warranty LLC has accumulated 8 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2021, and the most recent logged activity is 2025-10-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Financial Warranty LLC reports a 100% timely-response rate and has closed 37.5% of cases with a written explanation to the consumer. 62.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt or credit management", and the single most common underlying issue is "Didn't provide services promised".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Financial Warranty LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Financial Warranty LLC have?

Financial Warranty LLC has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Financial Warranty LLC respond to complaints on time?

Financial Warranty LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Financial Warranty LLC?

The most common issue reported against Financial Warranty LLC is "Didn't provide services promised" in the "Debt or credit management" product category.

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