Financial Recovery Services, Inc.
432 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Financial Recovery Services, Inc. complaint mix by product
- Debt collection 388 89.8% – 1% relief
- Credit reporting 23 5.3% – 0% relief
- Credit reporting, 14 3.2% – 0% relief
- Credit card 3 0.7% – 0% relief
- Credit card 2 0.5% – 0% relief
- Debt or 1 0.2% – 0% relief
- Checking or 1 0.2% – 0% relief
How Financial Recovery Services, Inc.'s 432 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 388 |
| Credit reporting or other personal consumer reports | 23 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Credit card or prepaid card | 3 |
| Credit card | 2 |
| Debt or credit management | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 57 |
| NY | 45 |
| CA | 39 |
| TX | 30 |
| GA | 29 |
| MA | 19 |
| NJ | 18 |
| IL | 17 |
| OH | 15 |
| NC | 13 |
| PA | 13 |
| MD | 8 |
| MI | 8 |
| VA | 8 |
| AL | 7 |
| TN | 7 |
| AR | 7 |
| WA | 6 |
| AZ | 6 |
| LA | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 146 |
| Written notification about debt | 75 |
| Communication tactics | 57 |
| False statements or representation | 36 |
| Cont'd attempts collect debt not owed | 26 |
| Incorrect information on your report | 20 |
| Took or threatened to take negative or legal action | 18 |
| Disclosure verification of debt | 11 |
| Improper use of your report | 10 |
| Threatened to contact someone or share information improperly | 9 |
| Electronic communications | 5 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper contact or sharing of info | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Taking/threatening an illegal action | 2 |
| Struggling to pay your bill | 2 |
| Getting a credit card | 1 |
| Other features, terms, or problems | 1 |
| Problem with customer service | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 100% |
| 2014 | 24 | 100% |
| 2015 | 20 | 100% |
| 2016 | 7 | 100% |
| 2017 | 18 | 94.4% |
| 2018 | 25 | 100% |
| 2019 | 33 | 97% |
| 2020 | 26 | 100% |
| 2021 | 28 | 100% |
| 2022 | 39 | 100% |
| 2023 | 43 | 100% |
| 2024 | 52 | 98.1% |
| 2025 | 75 | 100% |
| 2026 | 35 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Financial Recovery Services, Inc.
Financial Recovery Services, Inc.'s 432 logged complaints reach a nationwide footprint - 42 states have at least one filing on record. Only 35.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
Financial Recovery Services, Inc. answers 99.3% of complaints inside the CFPB's tracked window and closes 96.3% with a written explanation. 1.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Financial Recovery Services, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Financial Recovery Services, Inc. have?
432, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Financial Recovery Services, Inc. respond to complaints on time?
99.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Financial Recovery Services, Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.