2026 data Public-data reference. official source

Financial Management Solutions, LLC

264 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

264 consumer complaints filed with the CFPB

This profile shows Financial Management Solutions, LLC's complaint history from CFPB public records. 264 consumers have filed complaints since 2013. The company has a 98.5% timely response rate and has provided relief in 0% of cases.

264
Total Complaints
98.5%
Timely Response
4.9%
Disputed
0%
Relief Provided
17
States Active
2013
Since

Total complaints

264

Filed since 2013

Timely response

98.5%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Financial Management Solutions, LLC complaint mix by product

Total complaints: 264

Financial Management Solutions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 264 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 207 complaints (78.4%), resolution 0.0% Debt collection 78.4% Credit reporting,: 29 complaints (11.0%), resolution 0.0% Credit reporting, 11.0% Credit reporting: 26 complaints (9.8%), resolution 0.0% Credit reporting 9.8% Credit reporting: 1 complaints (0.4%), resolution 0.0% Debt or: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 207 78.4% 0% relief
  • Credit reporting, 29 11.0% 0% relief
  • Credit reporting 26 9.8% 0% relief
  • Credit reporting 1 0.4% 0% relief
  • Debt or 1 0.4% 0% relief

How Financial Management Solutions, LLC's 264 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 207
Credit reporting, credit repair services, or other personal consumer reports 29
Credit reporting or other personal consumer reports 26
Credit reporting 1
Debt or credit management 1

Top States

State Complaints
MD 149
VA 32
DC 21
GA 12
PA 11
NJ 6
FL 5
NC 5
TX 5
NY 4
CA 3
SC 2
AZ 1
OH 1
WI 1
LA 1
IL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 74
Incorrect information on your report 29
False statements or representation 28
Took or threatened to take negative or legal action 27
Written notification about debt 25
Communication tactics 18
Cont'd attempts collect debt not owed 18
Improper use of your report 17
Disclosure verification of debt 14
Problem with a credit reporting company's investigation into an existing problem 6
Problem with a company's investigation into an existing problem 2
Taking/threatening an illegal action 2
Improper contact or sharing of info 1
Improper use of my credit report 1
Unauthorized withdrawals or charges 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2013 7 100%
2014 10 100%
2015 12 100%
2016 9 100%
2017 24 83.3%
2018 17 100%
2019 12 100%
2020 30 100%
2021 21 100%
2022 16 100%
2023 17 100%
2024 34 100%
2025 43 100%
2026 12 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Financial Management Solutions, LLC

Financial Management Solutions, LLC has accumulated 264 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 87 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Financial Management Solutions, LLC reports a 98.5% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Financial Management Solutions, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Financial Management Solutions, LLC have?

Financial Management Solutions, LLC has received 264 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Financial Management Solutions, LLC respond to complaints on time?

Financial Management Solutions, LLC has a 98.5% timely response rate to CFPB complaints.

What is the most common complaint about Financial Management Solutions, LLC?

The most common issue reported against Financial Management Solutions, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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