CFPB · Single-product concentration
Financial Management Solutions, LLC
321 CFPB complaints · 78.2% in "Debt collection" · top issue Attempts to collect debt not owed.
Financial Management Solutions, LLC: 78.2% of 321 CFPB complaints sit in "Debt collection". Timely 98.8% · relief 0%. Allegations, not findings.
- Single-product concentration
- +257.1% filings 2013 to 2026
CFPB relief outcome brief
CCDB company financial-management-solutions-llc
0% relief · 98.8% timely · 321 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Financial Management Solutions, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Financial Management Solutions, LLC's 321 filings include narrative text
42.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Financial Management Solutions, LLC complaint mix by product
- Debt collection 251 78.2% – 0% relief
- Credit reporting, 37 11.5% – 0% relief
- Credit reporting 31 9.7% – 0% relief
- Debt or 1 0.3% – 0% relief
- Credit reporting 1 0.3% – 0% relief
How Financial Management Solutions, LLC's 321 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 251 |
| Credit reporting, credit repair services, or other personal consumer reports | 37 |
| Credit reporting or other personal consumer reports | 31 |
| Debt or credit management | 1 |
| Credit reporting | 1 |
Concentrated filing states for Financial Management Solutions, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- MD
- 57% of this company's filings
Financial Management Solutions, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 25
- +257.1% vs 2013
Top States
| State | Complaints |
|---|---|
| MD | 183 |
| VA | 37 |
| DC | 27 |
| GA | 15 |
| PA | 12 |
| NJ | 8 |
| TX | 7 |
| NC | 6 |
| FL | 5 |
| CA | 4 |
| NY | 4 |
| SC | 3 |
| AZ | 1 |
| IL | 1 |
| ME | 1 |
| OH | 1 |
| WI | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 82 |
| False statements or representation | 41 |
| Took or threatened to take negative or legal action | 36 |
| Incorrect information on your report | 36 |
| Written notification about debt | 35 |
| Improper use of your report | 21 |
| Cont'd attempts collect debt not owed | 20 |
| Communication tactics | 19 |
| Disclosure verification of debt | 15 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Problem with a company's investigation into an existing problem | 3 |
| Taking/threatening an illegal action | 2 |
| Unauthorized withdrawals or charges | 1 |
| Improper use of my credit report | 1 |
| Improper contact or sharing of info | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 100% |
| 2014 | 10 | 100% |
| 2015 | 13 | 100% |
| 2016 | 12 | 100% |
| 2017 | 26 | 84.6% |
| 2018 | 18 | 100% |
| 2019 | 18 | 100% |
| 2020 | 30 | 100% |
| 2021 | 25 | 100% |
| 2022 | 22 | 100% |
| 2023 | 19 | 100% |
| 2024 | 42 | 100% |
| 2025 | 54 | 100% |
| 2026 | 25 | 100% |
Source: CFPB Consumer Complaint Database
Financial Management Solutions, LLC filings cluster in one product
Financial Management Solutions, LLC's 321 logged complaints stay concentrated: only 18 states show a filing. 42.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-26.
Financial Management Solutions, LLC answers 98.8% of complaints inside the CFPB's tracked window and closes 99.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Financial Management Solutions, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Financial Management Solutions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 321.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Financial Management Solutions, LLC (98.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration