CFPB · Single-product concentration
Financial Credit Network Inc
501 CFPB complaints · 77% in "Debt collection" · top issue Attempts to collect debt not owed.
Financial Credit Network Inc: 77% of 501 CFPB complaints sit in "Debt collection". Timely 99.6% · relief 16.8%. Allegations, not findings.
- Single-product concentration
- +566.7% filings 2013 to 2026
CFPB relief outcome brief
CCDB company financial-credit-network-inc
16.8% relief · 99.6% timely · 501 filings · Debt collection
Same-product relief peers
Nearest relief peer: Hollis Cobb Associates (16.9% relief)
Financial Credit Network Inc closes 16.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 501 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Financial Credit Network Inc complaint mix by product
- Debt collection 386 77.2% – 17% relief
- Credit reporting, 64 12.8% – 17% relief
- Credit reporting 41 8.2% – 15% relief
- Credit card 3 0.6% – 0% relief
- Credit reporting 3 0.6% – 0% relief
- Debt or 2 0.4% – 0% relief
- Payday loan, 1 0.2% – 0% relief
How Financial Credit Network Inc's 501 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 386 |
| Credit reporting, credit repair services, or other personal consumer reports | 64 |
| Credit reporting or other personal consumer reports | 41 |
| Credit card | 3 |
| Credit reporting | 3 |
| Debt or credit management | 2 |
| Payday loan, title loan, or personal loan | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for Financial Credit Network Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 83.2% of this company's filings
Financial Credit Network Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 40
- +566.7% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 417 |
| TX | 19 |
| AZ | 16 |
| NV | 7 |
| GA | 4 |
| AL | 4 |
| OK | 3 |
| VA | 3 |
| WA | 2 |
| UT | 2 |
| MO | 2 |
| CO | 2 |
| NY | 2 |
| TN | 1 |
| IL | 1 |
| NC | 1 |
| SC | 1 |
| NM | 1 |
| OH | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 154 |
| Written notification about debt | 79 |
| Incorrect information on your report | 56 |
| Cont'd attempts collect debt not owed | 41 |
| False statements or representation | 37 |
| Took or threatened to take negative or legal action | 34 |
| Problem with a credit reporting company's investigation into an existing problem | 22 |
| Disclosure verification of debt | 15 |
| Problem with a company's investigation into an existing problem | 14 |
| Improper use of your report | 14 |
| Communication tactics | 11 |
| Threatened to contact someone or share information improperly | 5 |
| Electronic communications | 5 |
| Taking/threatening an illegal action | 3 |
| Incorrect information on credit report | 3 |
| Problem with customer service | 2 |
| Improper contact or sharing of info | 2 |
| Struggling to pay your loan | 1 |
| Fraud or scam | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 6 | 100% |
| 2014 | 22 | 100% |
| 2015 | 25 | 100% |
| 2016 | 15 | 100% |
| 2017 | 44 | 100% |
| 2018 | 36 | 94.4% |
| 2019 | 32 | 100% |
| 2020 | 34 | 100% |
| 2021 | 72 | 100% |
| 2022 | 33 | 100% |
| 2023 | 32 | 100% |
| 2024 | 39 | 100% |
| 2025 | 71 | 100% |
| 2026 | 40 | 100% |
Source: CFPB Consumer Complaint Database
Financial Credit Network Inc filings cluster in one product
Financial Credit Network Inc's 501 logged complaints stay concentrated: only 26 states show a filing. Only 35.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-07.
Financial Credit Network Inc answers 99.6% of complaints inside the CFPB's tracked window and closes 82.4% with a written explanation. 16.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Financial Credit Network Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Financial Credit Network Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 501.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Financial Credit Network Inc (99.6% timely; 16.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration