2026 data Public-data reference. official source

Financial Credit Network Inc

422 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

422 consumer complaints filed with the CFPB

This profile shows Financial Credit Network Inc's complaint history from CFPB public records. 422 consumers have filed complaints since 2013. The company has a 99.5% timely response rate and has provided relief in 16.1% of cases.

422
Total Complaints
99.5%
Timely Response
3.6%
Disputed
16.1%
Relief Provided
23
States Active
2013
Since

Total complaints

422

Filed since 2013

Timely response

99.5%

CFPB-tracked response window

Relief rate

16.1%

Closed with monetary or non-monetary relief

Timely response rate 99.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.1%
Industry median

Share closed with monetary or non-monetary relief.

Financial Credit Network Inc complaint mix by product

Total complaints: 422

Financial Credit Network Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 422 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 322 complaints (76.3%), resolution 17.1% Debt collection 76.3% Credit reporting,: 58 complaints (13.7%), resolution 17.2% Credit reporting, 13.7% Credit reporting: 34 complaints (8.1%), resolution 8.8% Credit reporting 8.1% Credit reporting: 3 complaints (0.7%), resolution 0.0% Credit card: 3 complaints (0.7%), resolution 0.0% Payday loan,: 1 complaints (0.2%), resolution 0.0% Money transfer,: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 322 76.3% 17% relief
  • Credit reporting, 58 13.7% 17% relief
  • Credit reporting 34 8.1% 9% relief
  • Credit reporting 3 0.7% 0% relief
  • Credit card 3 0.7% 0% relief
  • Payday loan, 1 0.2% 0% relief
  • Money transfer, 1 0.2% 0% relief

How Financial Credit Network Inc's 422 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 322
Credit reporting, credit repair services, or other personal consumer reports 58
Credit reporting or other personal consumer reports 34
Credit reporting 3
Credit card 3
Payday loan, title loan, or personal loan 1
Money transfer, virtual currency, or money service 1

Top States

State Complaints
CA 354
TX 16
AZ 15
NV 7
AL 3
GA 3
VA 3
CO 2
NY 2
MO 1
FL 1
OK 1
SC 1
UT 1
NM 1
IL 1
OR 1
OH 1
WA 1
MS 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 124
Written notification about debt 68
Incorrect information on your report 50
Cont'd attempts collect debt not owed 36
Took or threatened to take negative or legal action 30
False statements or representation 29
Problem with a credit reporting company's investigation into an existing problem 21
Disclosure verification of debt 14
Problem with a company's investigation into an existing problem 12
Improper use of your report 11
Communication tactics 9
Electronic communications 4
Incorrect information on credit report 3
Threatened to contact someone or share information improperly 3
Taking/threatening an illegal action 3
Improper contact or sharing of info 2
Struggling to pay your loan 1
Fraud or scam 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 22 100%
2015 23 100%
2016 10 100%
2017 40 100%
2018 25 92%
2019 28 100%
2020 30 100%
2021 66 100%
2022 26 100%
2023 26 100%
2024 29 100%
2025 67 100%
2026 24 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Financial Credit Network Inc

Financial Credit Network Inc has accumulated 422 consumer complaints in the CFPB public database, with filings active across 23 U.S. states. Of those submissions, 111 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Financial Credit Network Inc reports a 99.5% timely-response rate and has closed 83.2% of cases with a written explanation to the consumer. 16.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Financial Credit Network Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Financial Credit Network Inc have?

Financial Credit Network Inc has received 422 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Financial Credit Network Inc respond to complaints on time?

Financial Credit Network Inc has a 99.5% timely response rate to CFPB complaints.

What is the most common complaint about Financial Credit Network Inc?

The most common issue reported against Financial Credit Network Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.

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