Finance System of Toledo, Inc.
87 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Finance System of Toledo, Inc. complaint mix by product
- Debt collection 55 63.2% – 0% relief
- Credit reporting, 31 35.6% – 0% relief
- Credit reporting 1 1.1% – 0% relief
How Finance System of Toledo, Inc.'s 87 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 55 |
| Credit reporting, credit repair services, or other personal consumer reports | 31 |
| Credit reporting or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| OH | 74 |
| MI | 4 |
| TX | 2 |
| FL | 2 |
| CA | 2 |
| GA | 1 |
| IN | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with a credit reporting company's investigation into an existing problem | 21 |
| Attempts to collect debt not owed | 18 |
| Written notification about debt | 13 |
| Disclosure verification of debt | 6 |
| Incorrect information on your report | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Improper contact or sharing of info | 4 |
| False statements or representation | 4 |
| Communication tactics | 3 |
| Improper use of your report | 3 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Identity theft protection or other monitoring services | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 7 | 100% |
| 2016 | 9 | 88.9% |
| 2017 | 4 | 100% |
| 2018 | 5 | 100% |
| 2019 | 6 | 100% |
| 2020 | 8 | 100% |
| 2021 | 27 | 100% |
| 2022 | 8 | 100% |
| 2023 | 9 | 100% |
| 2024 | 3 | 66.7% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Finance System of Toledo, Inc.
Finance System of Toledo, Inc.'s 87 logged complaints stay concentrated: only 8 states show a filing on record. 56.3% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2025-07-16.
Finance System of Toledo, Inc. answers 96.6% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Problem with a credit reporting company's investigation into an existing problem."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Finance System of Toledo, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Finance System of Toledo, Inc. have?
87, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Finance System of Toledo, Inc. respond to complaints on time?
96.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Finance System of Toledo, Inc.?
"Problem with a credit reporting company's investigation into an existing problem", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.