CFPB · Single-product concentration
Finmax Smart Capital LLC
26 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.
Finmax Smart Capital LLC: 100% of 26 CFPB complaints sit in "Debt collection". Timely 96.2% · relief 23.1%. Allegations, not findings.
- Single-product concentration
- +450% filings 2021 to 2025
CFPB relief outcome brief
CCDB company finmax-smart-capital-llc
23.1% relief · 96.2% timely · 26 filings · Debt collection
Same-product relief peers
Nearest relief peer: Jon Barry and Associates, Inc. (23.1% relief)
Finmax Smart Capital LLC closes 23.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Finmax Smart Capital LLC's 26 filings include narrative text
69.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Finmax Smart Capital LLC complaint mix by product
- Debt collection 26 100.0% – 23% relief
How Finmax Smart Capital LLC's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 26 |
Where Finmax Smart Capital LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.1% of this company's filings
Finmax Smart Capital LLC rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 11
- +450% vs 2021
Top States
| State | Complaints |
|---|---|
| TX | 6 |
| AZ | 3 |
| OH | 3 |
| TN | 2 |
| AL | 2 |
| MN | 2 |
| PA | 2 |
| AR | 1 |
| KS | 1 |
| NE | 1 |
| GA | 1 |
| MO | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 15 |
| Took or threatened to take negative or legal action | 3 |
| Attempts to collect debt not owed | 3 |
| Threatened to contact someone or share information improperly | 3 |
| False statements or representation | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 2 | 100% |
| 2022 | 4 | 100% |
| 2023 | 4 | 100% |
| 2024 | 5 | 80% |
| 2025 | 11 | 100% |
Source: CFPB Consumer Complaint Database
Finmax Smart Capital LLC filings cluster in one product
Finmax Smart Capital LLC's 26 logged complaints stay concentrated: only 13 states show a filing. 69.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-12-11.
Finmax Smart Capital LLC answers 96.2% of complaints inside the CFPB's tracked window and closes 76.9% with a written explanation. 23.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Finmax Smart Capital LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Finmax Smart Capital LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 26.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Finmax Smart Capital LLC (96.2% timely; 23.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration