| a few other miscellaneous proofs of address | 1 | 0.0% | remove the fraud prevention measures and set my account to a status that I can begin the process of trying to finance a vehicle ( XXXX and XXXX and car rentals are killing me thanks so much Equifax ). With that request I spent {$35.00} to make full color copies of front and back drivers license |
| a few week after this my mother die and my father XXXX XXXX due to her lost and was now | 1 | 0.0% | and I had a paralegal assist me in contacting the court to get a copy of the Filed Signed agreement. While wait on that evidence |
| a few weeks later I received a letter in the mail stating that the {$120.00} credit applied to my account was reversed due to insufficient documentation ''. I give Chase a call immediately and they tell me they will submit an appeal to the dispute. I provide ALL documentation this time showing that 1. Item was not as described | 1 | 0.0% | and Chase did not contact me about the case either. So on XX/XX/2018 I called Chase and asked if I needed to provide any more documentation on the dispute so they could make a decision. No |
| a fiduciary agent informed me that I had an XXXX account and that I was clear to open a new account. I then traveled to the nearest CHASE to open an account in which I was denied. I then called a second time to inquire why I was denied | 1 | 0.0% | living soul |
| a finance charge on the {$460.00} balance due | 1 | 0.0% | BOA executed the cash transfer from my rewards account to the credit card as I had directed. However |
| a financial asset that has been transferred or securitized is no longer owned by the original holder absent lawful reassignment. | 2 | 0.0% | transferred |
| a financial institution may not | 12 | 0.0% | A FORMAL DECLARATION IN WHERE YOU SWEAR TO THE TRUTHS OF THE STATEMENTS OF THE FACTS OF THE MATTER |
| A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given an explanation of how the consumer can exercise that nondisclosure option. '' 15 USC 1681C ( a ) ( 5 ) | 3 | 0.0% | There is a need to ensure that Consumer Reporting Agencies exercise their grave responsibilities with fairness |
| a financial institution refusing to disclose the justification for terminating a customers account is problematic as it allows the institution to hide behind such reasoning when in fact | 1 | 0.0% | that piece of the disclosure does not exclude Wells Fargos adherence to federal banking regulations |
| a financial institution XXXX not | 2 | 0.0% | A FORMAL DECLARATION IN WHERE YOU SWEAR TO THE TRUTHS OF THE STATEMENTS OF THE FACTS OF THE MATTER |
| a financial services network focused on transforming payment experiences. The combination of XXXX XXXX risk and payment solutions enable the financial services industry to move money fast | 1 | 0.0% | nothing about fraud |
| A firm offer of credit or insurance | 2 | 0.0% | consent |
| a flat out thats not our policy ''. | 1 | 0.0% | I speak to a new rep who says theres nothing else we can do '' and that I can try to send the police report to see if that helps at all. I explain that I do not have the copy of the report but I do have the report number. I also explain that the reports dept of the XXXX police department was considered non-essential and was therefore closed with no timetable for return. I am met with the same not much we can do for you sir '' response that seems to be all they are trained to say. I also explain that Capital One is leaving me with no option besides making this an official legal matter ... i receive the following response if you decide to pursue legal action |
| a follow up inquiry was sent again | 1 | 0.0% | Please use this email as confirmation that your dispute packet has been received and forwarded to the Dispute Resolution team. Please be advised that disputes are worked in the order they are received. You can expect complete resolution within 45-90 days. Once the dispute is resolved |
| a footnote even says | 1 | 0.0% | and I received a text message from XXXX XXXX XXXX on XX/XX/XXXX stating that she sent me {$1300.00} |
| a forbearance. Despite the forbearance agreement being in place | 1 | 0.0% | Trans Union |
| a foreclosing plaintiff can not show a legal injury | 2 | 0.0% | fraudulent and against 6/91 Foreclosure act PA. Also I want to clarify the fact that the documents sent by Cover up lair Looter are forge documents. Each document has an IP address and I sent this forge document to see from where this IP address came from so I can file criminal charges to that IP address user too as I will do against XXXX. I will explain again so this cover up lair XXXX will understands the vital importance of this document. What is the difference between a mortgage and a Promissory Note? Homebuyers sometimes think of the mortgage ( or deed of trust ) as the contract they are signing with the bank to borrow money to purchase a house |
| a foreign government | 2 | 0.0% | document |
| a forensic audit by auditor to be disclosed later as i have no confidence in their abilities in loans or any type of transactions | 1 | 0.0% | any Interest lost |
| a form of financial racketeering against everyday customers | 1 | 0.0% | deceptive |
| a form of modern-day slavery | 1 | 0.0% | debt collectors |
| a form of predatory lending. | 1 | 0.0% | and why I'm filing this complaint is this : Freedom Mortgage failed to perform their due diligence when they assumed this mortgage from the previous lender |
| a formal complaint was also filed with the State of TX 's AG Consumer Protection Division as well.,,TOYOTA MOTOR CREDIT CORPORATION,TX,76244,Servicemember,Consent provided,Web,2023-06-02,Closed with explanation,Yes,N/A,7062098 | 1 | 0.0% | unprofessionalism and insensitivity as it relates to this matter. In fact |
| a formal demand that you immediately contact the credit reporting agencies and credit bureaus | 3 | 0.0% | XXXX XXXX |
| a formal notice by XXXX XXXX acting on behalf of XXXX XXXX XXXX saying the loan is in default and we must immediately pay {$2400.00} ( or now {$3000.00}? ) by XX/XX/XXXX or face foreclosure by judicial proceeding and sale of our house | 1 | 0.0% | XXXX was sending us a lot of paper mail. 1 ) An annual escrow statement |
| a formal written dispute was mailed via certified mail ( attached proof of delivery with tracking number ) to Experian Information Solutions | 1 | 0.0% | a formal written follow up letter for the initial dispute was mailed via certified mail On XX/XX/XXXX XXXX mailed a letter stating they were currently investigating my dispute |
| a formal written dispute was mailed via certified mail ( attached proof of delivery with tracking number ) to XXXX XXXX XXXX XXXX XXXX requesting an investigation to the following information : XXXX XXXX XXXX XXXX. My letter was received and sign for by an Equifax employee on XX/XX/XXXX at XXXX XXXX. | 1 | 0.0% | a formal written follow up letter for the initial dispute was mailed via certified mail On XX/XX/XXXX XXXX mailed a letter stating they were currently investigating my dispute |
| a formal written dispute was mailed via certified mail ( attached proof of delivery with tracking number ) to XXXX XXXX XXXX XXXX XXXX requesting an investigation to the following information : XXXX XXXX XXXX XXXX. My letter was received and sign for by an XXXX employee on XX/XX/XXXX at XXXX XXXX. | 1 | 0.0% | a formal written follow up letter for the initial dispute was mailed via certified mail On XX/XX/XXXX TransUnion mailed a letter stating they were currently investigating my dispute |
| a fountain pen or unauthorized access to a bank account | 1 | 0.0% | and unauthorized XXXX payments made |
| a fraud alert is triggered | 1 | 0.0% | every attempt to transfer funds to another bank has resulted in errors |
| a fraudster who stole my identity. This shows that the bank consistently failed to realize the real problem because they consistently dealt with a fraudster. | 3 | 0.0% | which appears on my credit report |
| a Friday. .I contacted XXXX XXXX XXXX the business relationship manager | 1 | 0.0% | via USPS |
| a friend came up with a cost-effective solution for repairing the throttle body | 1 | 0.0% | I took the car to a couple of dealerships and they could not find a new car with enough equity in it to offset XXXX of negative equity in the trade and have a payment I could afford. The salesman said if they valued my trade at what it would be if it were in pristine condition |
| a friend thankfully loaned me enough money to pay off the rest of the car. This morning | 1 | 0.0% | I was frustrated enough to use my stimulus check and my tax return to pay off as much of the loan as I could. I didn't want to do this |
| a front desk clerk named XXXX | 1 | 0.0% | I sent over all of the documents I offered to them at the beginning of this. As well as contacting XXXX to show reservation was cancelled |
| a full 11 days after it was sent in. This is unacceptable. My payment was clearly not late. my P/N is XXXX the Supervisor was Rude | 1 | 0.0% | a full 10 days later |
| a full 13 months after they claim all payments I made were overdue? Why is it OK to start sending me statements NOW? I was told that they didn't send me statements before due to the Ch XXXX | 1 | 0.0% | XXXX engaged in a three-way call with me with the Bank who writes my automatic payments to XXXX : XXXX XXXX XXXX. XXXX confirmed all these payments the statement indicated were late were indeed made and XXXX demanded proof which was sent directly by the Bank. XXXX subsequently told me during repeated and recorded phone calls that this statement was sent in error and that I should ignore it. I have tapes of several employees stating that there was a note on my account that the statement was in error. I wish to turn recordings over to CFPB |
| a full 3 months after I placed the request. She stated she would look into the matter further and contact me accordingly. She has yet to call me back. When I called back the following week in XXXX | 1 | 0.0% | I have called XXXX XXXX several times |
| a full 322 % gain | 1 | 0.0% | a 33 % gain when it is well known that there has been no substantial gain in interest rates over the last XXXX years. For a year |
| a FULL 8 days after the mortgage was notarized by XXXX. And the signature on the notarized page clearly bears NO resemblance to the forged one on the loan. | 1 | 0.0% | but |
| a full accounting | 1 | 0.0% | ( XXXX ) a complete transactionlevel accounting ( all interest accrual |
| a full accounting and remedy. | 1 | 0.0% | according to Bank of Americas own SEC filings |
| A full accounting of the alleged debt | 1 | 0.0% | 15 U.S.C. 1681 |
| a full decade later | 1 | 0.0% | by Navient 's own rules and per the federal rules of reporting to national credit reporting agencies |
| a full description of the procedure used to verify the accuracy of the disputed information | 2 | 0.0% | IL XXXX XXXX XXXX XXXX Subject : Formal Dispute |
| a full documented validation of this debt is reasonable and supported by numerous laws since I believe I am a victim of fraud | 1 | 0.0% | PennyMac said in XXXX Report We have a strong history as a prudent steward of shareholders capital which is not true. PennyMac is in fact a renamed XXXX XXXX who created a biggest housing crisis by their fraudulent lending activities including loans issues by a fake Americas Wholesale Lender which XXXX represented as a incorporated under laws of NY while AWL was never incorporated. It resulted in trillions of $ $ $ losses for investors and taxpayers. PennyMacs President Mr. XXXX is XXXX robo-signer whose stamped signatures are currently pending in numerous bogus foreclosures across the County |
| a full explanation was provided | 1 | 0.0% | under Reg X 12 CFR 1024.41 ( b ) you are required to use Due Diligence in your review of all the documentation provided |
| a full refund | 1 | 0.0% | I contacted XXXX and explained the entire situation to them |
| a full refund of my down payment | 1 | 0.0% | I am facing the attempted enforcement of a void contract |
| a full reinvestigation | 1 | 0.0% | including 15 U.S. Code 1681e ( b ) |
