2026 data Public-data reference. official source

American Lending Finance

10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

10 consumer complaints filed with the CFPB

This profile shows American Lending Finance's complaint history from CFPB public records. 10 consumers have filed complaints since 2023. The company has a 100% timely response rate and has provided relief in 0% of cases.

10
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
2023
Since

Total complaints

10

Filed since 2023

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

American Lending Finance complaint mix by product

Total complaints: 10

American Lending Finance complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (40.0%), resolution 0.0% Debt collection 40.0% Vehicle loan: 4 complaints (40.0%), resolution 0.0% Vehicle loan 40.0% Credit reporting: 2 complaints (20.0%), resolution 0.0% Credit reporting 20.0%
  • Debt collection 4 40.0% 0% relief
  • Vehicle loan 4 40.0% 0% relief
  • Credit reporting 2 20.0% 0% relief

How American Lending Finance's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4
Vehicle loan or lease 4
Credit reporting or other personal consumer reports 2

Top States

State Complaints
MI 10

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 2
Repossession 2
Attempts to collect debt not owed 2
Incorrect information on your report 2
Problem with a company's investigation into an existing problem 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 1 100%
2025 7 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About American Lending Finance

American Lending Finance has accumulated 10 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-03-15, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, American Lending Finance reports a 100% timely-response rate and has closed 90% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating American Lending Finance: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does American Lending Finance have?

American Lending Finance has received 10 consumer complaints filed with the Consumer Financial Protection Bureau.

Does American Lending Finance respond to complaints on time?

American Lending Finance has a 100% timely response rate to CFPB complaints.

What is the most common complaint about American Lending Finance?

The most common issue reported against American Lending Finance is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

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