CFPB · Single-product concentration
American Heritage Lending, LLC
12 CFPB complaints · 83.3% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
American Heritage Lending, LLC: 83.3% of 12 CFPB complaints sit in "Mortgage". Timely 83.3% · relief 8.3%. Allegations, not findings.
- Single-product concentration
- 0% filings 2023 to 2026
CFPB relief outcome brief
CCDB company american-heritage-lending-llc
8.3% relief · 83.3% timely · 12 filings · Mortgage
Same-product relief peers
Nearest relief peer: Capital Markets Cooporative, LLC (8.3% relief)
American Heritage Lending, LLC closes 8.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of American Heritage Lending, LLC's 12 filings include narrative text
66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Heritage Lending, LLC complaint mix by product
- Mortgage 10 83.3% – 10% relief
- Vehicle loan 1 8.3% – 0% relief
- Credit reporting, 1 8.3% – 0% relief
How American Heritage Lending, LLC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 10 |
| Vehicle loan or lease | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where American Heritage Lending, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 25% of this company's filings
American Heritage Lending, LLC complaints by year
Annual filing volume from the CFPB public database
- 2026
- 2
- 0% vs 2023
Top States
| State | Complaints |
|---|---|
| GA | 3 |
| NJ | 2 |
| AZ | 1 |
| LA | 1 |
| IL | 1 |
| IN | 1 |
| PA | 1 |
| NY | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 6 |
| Trouble during payment process | 2 |
| Closing on a mortgage | 2 |
| Incorrect information on your report | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 2 | 50% |
| 2024 | 3 | 100% |
| 2025 | 5 | 80% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
American Heritage Lending, LLC filings cluster in one product
American Heritage Lending, LLC's 12 logged complaints stay concentrated: only 9 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-22.
American Heritage Lending, LLC answers 83.3% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 8.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Heritage Lending, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Heritage Lending, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Heritage Lending, LLC (83.3% timely; 8.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration