CFPB · Single-product concentration
American Financing Corporation
61 CFPB complaints · 85.2% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
American Financing Corporation: 85.2% of 61 CFPB complaints sit in "Mortgage". Timely 88.5% · relief 13.1%. Allegations, not findings.
- Single-product concentration
- +400% filings 2012 to 2026
CFPB relief outcome brief
CCDB company american-financing-corporation
13.1% relief · 88.5% timely · 61 filings · Mortgage
Same-product relief peers
Nearest relief peer: Interfirst Mortgage Company (12.9% relief)
American Financing Corporation closes 13.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of American Financing Corporation's 61 filings include narrative text
57.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Financing Corporation complaint mix by product
- Mortgage 52 85.2% – 15% relief
- Credit reporting 5 8.2% – 0% relief
- Credit reporting, 4 6.6% – 0% relief
How American Financing Corporation's 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 52 |
| Credit reporting or other personal consumer reports | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
Concentrated filing states for American Financing Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- CO
- 44.3% of this company's filings
American Financing Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +400% vs 2012
Top States
| State | Complaints |
|---|---|
| CO | 27 |
| CA | 4 |
| GA | 4 |
| PA | 4 |
| TX | 3 |
| ME | 3 |
| MO | 2 |
| NM | 2 |
| FL | 1 |
| VA | 1 |
| MI | 1 |
| NE | 1 |
| NC | 1 |
| AR | 1 |
| ID | 1 |
| OR | 1 |
| MA | 1 |
| OH | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 27 |
| Closing on a mortgage | 13 |
| Improper use of your report | 7 |
| Application, originator, mortgage broker | 7 |
| Struggling to pay mortgage | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Loan modification,collection,foreclosure | 1 |
| Credit decision / Underwriting | 1 |
| Incorrect information on your report | 1 |
| Unable to get your credit report or credit score | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2014 | 3 | 66.7% |
| 2015 | 4 | 75% |
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 3 | 0% |
| 2019 | 3 | 100% |
| 2020 | 11 | 90.9% |
| 2021 | 13 | 100% |
| 2022 | 3 | 66.7% |
| 2023 | 1 | 100% |
| 2024 | 5 | 100% |
| 2025 | 7 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
American Financing Corporation filings cluster in one product
American Financing Corporation's 61 logged complaints stay concentrated: only 19 states show a filing. 57.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-04-02.
American Financing Corporation answers 88.5% of complaints inside the CFPB's tracked window and closes 86.9% with a written explanation. 13.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Financing Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Financing Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 61.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Financing Corporation (88.5% timely; 13.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration