2026 data Public-data reference. official source

AMERICAN FINANCING CORPORATION

42 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

42 consumer complaints filed with the CFPB

This profile shows AMERICAN FINANCING CORPORATION's complaint history from CFPB public records. 42 consumers have filed complaints since 2012. The company has a 92.9% timely response rate and has provided relief in 14.3% of cases.

42
Total Complaints
92.9%
Timely Response
4.8%
Disputed
14.3%
Relief Provided
16
States Active
2012
Since

Total complaints

42

Filed since 2012

Timely response

92.9%

CFPB-tracked response window

Relief rate

14.3%

Closed with monetary or non-monetary relief

Timely response rate 92.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.3%
Industry median

Share closed with monetary or non-monetary relief.

AMERICAN FINANCING CORPORATION complaint mix by product

Total complaints: 42

AMERICAN FINANCING CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 42 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 34 complaints (81.0%), resolution 17.6% Mortgage 81.0% Credit reporting: 5 complaints (11.9%), resolution 0.0% Credit reporting 11.9% Credit reporting,: 3 complaints (7.1%), resolution 0.0% Credit reporting, 7.1%
  • Mortgage 34 81.0% 18% relief
  • Credit reporting 5 11.9% 0% relief
  • Credit reporting, 3 7.1% 0% relief

How AMERICAN FINANCING CORPORATION's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 34
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 3

Top States

State Complaints
CO 21
ME 3
GA 3
MO 2
CA 1
VA 1
FL 1
OH 1
NC 1
AR 1
NE 1
MA 1
TX 1
MI 1
PA 1
ID 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 18
Application, originator, mortgage broker 7
Closing on a mortgage 6
Improper use of your report 6
Struggling to pay mortgage 2
Incorrect information on your report 1
Problem with a company's investigation into an existing problem 1
Loan modification,collection,foreclosure 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2014 3 66.7%
2015 3 100%
2016 1 100%
2018 2 0%
2019 3 100%
2020 6 100%
2021 10 100%
2023 1 100%
2024 4 100%
2025 5 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About AMERICAN FINANCING CORPORATION

AMERICAN FINANCING CORPORATION has accumulated 42 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 17 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, AMERICAN FINANCING CORPORATION reports a 92.9% timely-response rate and has closed 78.6% of cases with a written explanation to the consumer. 14.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating AMERICAN FINANCING CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does AMERICAN FINANCING CORPORATION have?

AMERICAN FINANCING CORPORATION has received 42 consumer complaints filed with the Consumer Financial Protection Bureau.

Does AMERICAN FINANCING CORPORATION respond to complaints on time?

AMERICAN FINANCING CORPORATION has a 92.9% timely response rate to CFPB complaints.

What is the most common complaint about AMERICAN FINANCING CORPORATION?

The most common issue reported against AMERICAN FINANCING CORPORATION is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

Related