CFPB · Single-product concentration

American Financial Resources, Inc.

192 CFPB complaints · 95.3% in "Mortgage" · top issue Trouble during payment process.

192 CFPB complaints

American Financial Resources, Inc.: 95.3% of 192 CFPB complaints sit in "Mortgage". Timely 90.1% · relief 2.6%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2012 to 2026

CFPB relief outcome brief

CCDB company american-financial-resources-inc

2.6% relief · 90.1% timely · 192 filings · Mortgage

Nearest relief peer: Broker Solutions, Inc. (2.5% relief)

American Financial Resources…2.6%Law Offices of Robert J. Col…10.4%Collections USA, Inc.0%Lewis, McDonnell & Associates0%Collectech Diversified, Inc.0%
Closed-with-relief % among American Financial Resources, Inc. and nearest filing-volume peers

American Financial Resources, Inc. closes 2.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of American Financial Resources, Inc.'s 192 filings include narrative text

45.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 90.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American Financial Resources, Inc. complaint mix by product

Total complaints: 192

American Financial Resources, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 192 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 183 complaints (95.3%), resolution 2.7% Mortgage 95.3% Credit reporting,: 4 complaints (2.1%), resolution 0.0% Bank account: 2 complaints (1.0%), resolution 0.0% Checking or: 1 complaints (0.5%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0% Debt collection: 1 complaints (0.5%), resolution 0.0%
  • Mortgage 183 95.3% 3% relief
  • Credit reporting, 4 2.1% 0% relief
  • Bank account 2 1.0% 0% relief
  • Checking or 1 0.5% 0% relief
  • Credit reporting 1 0.5% 0% relief
  • Debt collection 1 0.5% 0% relief

How American Financial Resources, Inc.'s 192 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 183
Credit reporting, credit repair services, or other personal consumer reports 4
Bank account or service 2
Checking or savings account 1
Credit reporting or other personal consumer reports 1
Debt collection 1

Where American Financial Resources, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
10.4% of this company's filings
CA20FL17AZ13WA13TX11GA10OH8PA8

American Financial Resources, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+100% vs 2012
010203040 20122014201620182020202220242026 6

Top States

State Complaints
CA 20
FL 17
AZ 13
WA 13
TX 11
GA 10
OH 8
PA 8
IN 7
NJ 7
NY 7
MI 6
NC 6
VA 5
MD 4
SC 4
MO 4
IL 4
LA 4
MA 3

Top Issues

Issue Complaints
Trouble during payment process 50
Loan servicing, payments, escrow account 44
Application, originator, mortgage broker 27
Struggling to pay mortgage 12
Closing on a mortgage 12
Applying for a mortgage or refinancing an existing mortgage 11
Settlement process and costs 11
Loan modification,collection,foreclosure 8
Credit decision / Underwriting 6
Incorrect information on your report 4
Account opening, closing, or management 2
Problem with a credit reporting company's investigation into an existing problem 2
Managing an account 1
Communication tactics 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2012 3 100%
2013 9 100%
2014 19 78.9%
2015 29 79.3%
2016 30 86.7%
2017 22 90.9%
2018 14 92.9%
2019 15 100%
2020 12 100%
2021 10 100%
2022 9 100%
2023 2 50%
2024 5 100%
2025 7 85.7%
2026 6 100%

Source: CFPB Consumer Complaint Database

American Financial Resources, Inc. filings cluster in one product

American Financial Resources, Inc.'s 192 logged complaints stay concentrated: only 37 states show a filing. 45.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-25.

American Financial Resources, Inc. answers 90.1% of complaints inside the CFPB's tracked window and closes 95.3% with a written explanation. 2.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Financial Resources, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American Financial Resources, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American Financial Resources, Inc. (90.1% timely; 2.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration