CFPB · Diversified product mix

American Lending LLC

8 CFPB complaints · diversified mix (top product 25%) · top issue Attempts to collect debt not owed.

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8 CFPB complaints

American Lending LLC: top product "Debt collection" is only 25% of 8 - multi-bucket mix. Timely 12.5% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • -75% filings 2016 to 2026

CFPB relief outcome brief

CCDB company american-lending-llc

0% relief · 12.5% timely · 8 filings · Debt collection

Same-product relief peers

Nearest relief peer: Transworld Systems Inc (0% relief)

American Lending LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among American Lending LLC and nearest filing-volume peers

American Lending LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 12.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American Lending LLC complaint mix by product

Total complaints: 8

American Lending LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2 complaints (25.0%), resolution 0.0% Debt collection 25.0% Consumer Loan: 2 complaints (25.0%), resolution 0.0% Consumer Loan 25.0% Vehicle loan: 1 complaints (12.5%), resolution 0.0% Vehicle loan 12.5% Payday loan: 1 complaints (12.5%), resolution 0.0% Payday loan 12.5% Mortgage: 1 complaints (12.5%), resolution 0.0% Mortgage 12.5% Credit reporting,: 1 complaints (12.5%), resolution 0.0% Credit reporting, 12.5%
  • Debt collection 2 25.0% – 0% relief
  • Consumer Loan 2 25.0% – 0% relief
  • Vehicle loan 1 12.5% – 0% relief
  • Payday loan 1 12.5% – 0% relief
  • Mortgage 1 12.5% – 0% relief
  • Credit reporting, 1 12.5% – 0% relief

How American Lending LLC's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2
Consumer Loan 2
Vehicle loan or lease 1
Payday loan 1
Mortgage 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where American Lending LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MI
37.5% of this company's filings
MI3MD2CO1ME1FL1

American Lending LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-75% vs 2016
012345 2016201920252026 1

Top States

State Complaints
MI 3
MD 2
CO 1
ME 1
FL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 1
Written notification about debt 1
Getting a loan or lease 1
Shopping for a loan or lease 1
Can't contact lender 1
Shopping for a line of credit 1
Application, originator, mortgage broker 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2016 4 0%
2019 1 0%
2025 2 0%
2026 1 100%

Source: CFPB Consumer Complaint Database

American Lending LLC spreads across product buckets

American Lending LLC's 8 logged complaints stay concentrated: only 5 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-06-24.

American Lending LLC answers 12.5% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Lending LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American Lending LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 8.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 12.5%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American Lending LLC (12.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix