CFPB · Diversified product mix

American International Finance, Inc.

23 CFPB complaints · diversified mix (top product 34.8%) · top issue Incorrect information on your report.

23 CFPB complaints

American International Finance, Inc.: top product "Vehicle loan or lease" is only 34.8% of 23 - multi-bucket mix. Timely 65.2% · relief 13%. Allegations, not findings.

  • Diversified product mix
  • +500% filings 2016 to 2026

CFPB relief outcome brief

CCDB company american-international-finance-inc

13% relief · 65.2% timely · 23 filings · Vehicle loan or lease

Nearest relief peer: Ally Financial Inc. (12.1% relief)

American International Finan…13%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among American International Finance, Inc. and nearest filing-volume peers

American International Finance, Inc. closes 13% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of American International Finance, Inc.'s 23 filings include narrative text

43.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 65.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 13.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American International Finance, Inc. complaint mix by product

Total complaints: 23

American International Finance, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 8 complaints (34.8%), resolution 12.5% Vehicle loan 34.8% Credit reporting: 8 complaints (34.8%), resolution 0.0% Credit reporting 34.8% Debt collection: 4 complaints (17.4%), resolution 25.0% Debt collection 17.4% Credit reporting,: 2 complaints (8.7%), resolution 0.0% Credit reporting, 8.7% Consumer Loan: 1 complaints (4.3%), resolution 100.0%
  • Vehicle loan 8 34.8% 13% relief
  • Credit reporting 8 34.8% 0% relief
  • Debt collection 4 17.4% 25% relief
  • Credit reporting, 2 8.7% 0% relief
  • Consumer Loan 1 4.3% 100% relief

How American International Finance, Inc.'s 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 8
Credit reporting or other personal consumer reports 8
Debt collection 4
Credit reporting, credit repair services, or other personal consumer reports 2
Consumer Loan 1

Concentrated filing states for American International Finance, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IN
69.6% of this company's filings
IN16AL2WI1FL1AZ1NY1IL1

American International Finance, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+500% vs 2016
02468 2016201720192020202120222023202420252026 6

Top States

State Complaints
IN 16
AL 2
WI 1
FL 1
AZ 1
NY 1
IL 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Improper use of your report 4
Repossession 2
Managing the loan or lease 2
Problem with a company's investigation into an existing problem 2
Electronic communications 1
Getting a loan or lease 1
Shopping for a loan or lease 1
Problem with a credit reporting company's investigation into an existing problem 1
Communication tactics 1
Attempts to collect debt not owed 1
Written notification about debt 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 2 100%
2019 1 100%
2020 1 100%
2021 1 100%
2022 1 100%
2023 3 100%
2024 1 100%
2025 6 66.7%
2026 6 0%

Source: CFPB Consumer Complaint Database

American International Finance, Inc. spreads across product buckets

American International Finance, Inc.'s 23 logged complaints stay concentrated: only 7 states show a filing. 43.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-21.

American International Finance, Inc. answers 65.2% of complaints inside the CFPB's tracked window and closes 65.2% with a written explanation. 13% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American International Finance, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American International Finance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American International Finance, Inc. (65.2% timely; 13% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix