CFPB · Single-product concentration

American Profit Recovery, Inc., Marlborough, MA Branch

469 CFPB complaints · 82.3% in "Debt collection" · top issue Attempts to collect debt not owed.

469 CFPB complaints

American Profit Recovery, Inc., Marlborough, MA Branch: 82.3% of 469 CFPB complaints sit in "Debt collection". Timely 97.4% · relief 0.9%. Allegations, not findings.

  • Single-product concentration
  • +3500% filings 2013 to 2026

CFPB relief outcome brief

CCDB company american-profit-recovery-inc-marlborough-ma-branch

0.9% relief · 97.4% timely · 469 filings · Debt collection

Nearest relief peer: Sunrise Credit Services, Inc (0.9% relief)

American Profit Recovery, In…0.9%Merchants Adjustment Service…0.2%Rozlin Financial Group, Inc.0.6%Aspen Yo LLC0.9%Skopos Financial, LLC0%
Closed-with-relief % among American Profit Recovery, Inc., Marlborough, MA Branch and nearest filing-volume peers

American Profit Recovery, Inc., Marlborough, MA Branch closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 469 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

American Profit Recovery, Inc., Marlborough, MA Branch complaint mix by product

Total complaints: 469

American Profit Recovery, Inc., Marlborough, MA Branch complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 469 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 386 complaints (82.3%), resolution 1.0% Debt collection 82.3% Credit reporting: 62 complaints (13.2%), resolution 0.0% Credit reporting 13.2% Credit reporting,: 17 complaints (3.6%), resolution 0.0% Checking or: 2 complaints (0.4%), resolution 0.0% Debt or: 1 complaints (0.2%), resolution 0.0% Student loan: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 386 82.3% 1% relief
  • Credit reporting 62 13.2% 0% relief
  • Credit reporting, 17 3.6% 0% relief
  • Checking or 2 0.4% 0% relief
  • Debt or 1 0.2% 0% relief
  • Student loan 1 0.2% 0% relief

How American Profit Recovery, Inc., Marlborough, MA Branch's 469 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 386
Credit reporting or other personal consumer reports 62
Credit reporting, credit repair services, or other personal consumer reports 17
Checking or savings account 2
Debt or credit management 1
Student loan 1

Nationwide filing states for American Profit Recovery, Inc., Marlborough, MA Branch

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
GA
19.8% of this company's filings
GA93TX37MI37FL28PA24NJ20AL17SC16

American Profit Recovery, Inc., Marlborough, MA Branch rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
72
+3500% vs 2013
050100150 20132015201720192021202320252026 72

Top States

State Complaints
GA 93
TX 37
MI 37
FL 28
PA 24
NJ 20
AL 17
SC 16
IL 15
LA 15
MA 15
OH 14
IN 13
CA 13
MO 11
NC 10
TN 9
VA 9
NY 7
CO 6

Top Issues

Issue Complaints
Attempts to collect debt not owed 198
Written notification about debt 66
False statements or representation 46
Incorrect information on your report 46
Took or threatened to take negative or legal action 31
Communication tactics 22
Improper use of your report 17
Cont'd attempts collect debt not owed 15
Problem with a company's investigation into an existing problem 6
Problem with a credit reporting company's investigation into an existing problem 5
Threatened to contact someone or share information improperly 3
Credit monitoring or identity theft protection services 2
Improper contact or sharing of info 2
Problem caused by your funds being low 2
Unauthorized withdrawals or charges 1
Dealing with your lender or servicer 1
Problem with a company's investigation into an existing issue 1
Electronic communications 1
Unable to get your credit report or credit score 1
Identity theft protection or other monitoring services 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 16 100%
2015 9 88.9%
2016 4 100%
2017 3 100%
2018 10 90%
2019 12 100%
2020 26 100%
2021 29 96.6%
2022 29 96.6%
2023 47 100%
2024 95 96.8%
2025 115 98.3%
2026 72 95.8%

Source: CFPB Consumer Complaint Database

American Profit Recovery, Inc., Marlborough, MA Branch filings cluster in one product

American Profit Recovery, Inc., Marlborough, MA Branch's 469 logged complaints reach a nationwide footprint - 43 states have at least one filing. Only 35% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.

American Profit Recovery, Inc., Marlborough, MA Branch answers 97.4% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Profit Recovery, Inc., Marlborough, MA Branch.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for American Profit Recovery, Inc., Marlborough, MA Branch: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for American Profit Recovery, Inc., Marlborough, MA Branch (97.4% timely; 0.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration