2026 data Public-data reference. official source

American Profit Recovery, Inc., Marlborough, MA Branch

370 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

370 consumer complaints filed with the CFPB

This profile shows American Profit Recovery, Inc., Marlborough, MA Branch's complaint history from CFPB public records. 370 consumers have filed complaints since 2013. The company has a 97.6% timely response rate and has provided relief in 1.1% of cases.

370
Total Complaints
97.6%
Timely Response
0.3%
Disputed
1.1%
Relief Provided
39
States Active
2013
Since

Total complaints

370

Filed since 2013

Timely response

97.6%

CFPB-tracked response window

Relief rate

1.1%

Closed with monetary or non-monetary relief

Timely response rate 97.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.1%
Industry median

Share closed with monetary or non-monetary relief.

American Profit Recovery, Inc., Marlborough, MA Branch complaint mix by product

Total complaints: 370

American Profit Recovery, Inc., Marlborough, MA Branch complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 370 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 304 complaints (82.2%), resolution 1.3% Debt collection 82.2% Credit reporting: 49 complaints (13.2%), resolution 0.0% Credit reporting 13.2% Credit reporting,: 14 complaints (3.8%), resolution 0.0% Checking or: 2 complaints (0.5%), resolution 0.0% Student loan: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 304 82.2% 1% relief
  • Credit reporting 49 13.2% 0% relief
  • Credit reporting, 14 3.8% 0% relief
  • Checking or 2 0.5% 0% relief
  • Student loan 1 0.3% 0% relief

How American Profit Recovery, Inc., Marlborough, MA Branch's 370 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 304
Credit reporting or other personal consumer reports 49
Credit reporting, credit repair services, or other personal consumer reports 14
Checking or savings account 2
Student loan 1

Top States

State Complaints
GA 73
MI 28
TX 27
FL 22
PA 19
NJ 16
AL 14
LA 13
IL 13
OH 12
SC 12
CA 12
IN 10
MA 10
NC 9
MO 9
VA 8
TN 8
MD 6
IA 5

Top Issues

Issue Complaints
Attempts to collect debt not owed 158
Written notification about debt 49
Incorrect information on your report 38
Took or threatened to take negative or legal action 28
False statements or representation 27
Communication tactics 21
Cont'd attempts collect debt not owed 13
Improper use of your report 12
Problem with a credit reporting company's investigation into an existing problem 5
Problem with a company's investigation into an existing problem 3
Threatened to contact someone or share information improperly 3
Credit monitoring or identity theft protection services 2
Problem caused by your funds being low 2
Improper contact or sharing of info 2
Identity theft protection or other monitoring services 1
Dealing with your lender or servicer 1
Unable to get your credit report or credit score 1
Disclosure verification of debt 1
Taking/threatening an illegal action 1
Problem with a company's investigation into an existing issue 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 16 100%
2015 8 87.5%
2016 3 100%
2017 2 100%
2018 8 100%
2019 8 100%
2020 20 100%
2021 25 96%
2022 25 96%
2023 38 100%
2024 80 97.5%
2025 95 97.9%
2026 40 95%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About American Profit Recovery, Inc., Marlborough, MA Branch

American Profit Recovery, Inc., Marlborough, MA Branch has accumulated 370 consumer complaints in the CFPB public database, with filings active across 39 U.S. states. Of those submissions, 90 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, American Profit Recovery, Inc., Marlborough, MA Branch reports a 97.6% timely-response rate and has closed 97.3% of cases with a written explanation to the consumer. 1.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating American Profit Recovery, Inc., Marlborough, MA Branch: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does American Profit Recovery, Inc., Marlborough, MA Branch have?

American Profit Recovery, Inc., Marlborough, MA Branch has received 370 consumer complaints filed with the Consumer Financial Protection Bureau.

Does American Profit Recovery, Inc., Marlborough, MA Branch respond to complaints on time?

American Profit Recovery, Inc., Marlborough, MA Branch has a 97.6% timely response rate to CFPB complaints.

What is the most common complaint about American Profit Recovery, Inc., Marlborough, MA Branch?

The most common issue reported against American Profit Recovery, Inc., Marlborough, MA Branch is "Attempts to collect debt not owed" in the "Debt collection" product category.

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