| last verified is reported incorrectly. Last date of activity is reporting incorrectly. | 1 | 0.0% | date last active is not reporting correctly |
| last verified is reported incorrectly. Last date of activity is reporting incorrectly. Payment status is not reporting correctly. | 1 | 0.0% | date last active is not reporting correctly |
| Last XXXX | 3 | 0.0% | High Balance {$3300.00} |
| last XXXX months of ALL bank statements | 1 | 0.0% | mortgage statement |
| Last XXXX numbers on my XXXX report are XXXX | 1 | 0.0% | Original Balance {$4900.00} |
| last year and I see September refund. | 1 | 0.0% | again |
| Lastly | 1 | 0.0% | I have signed up for a American Express XXXX cards with the promotion to award XXXX XXXX XXXX reward points after I reach the spending limit of {$3000.00} which I did. I have confirmed multiple times with American Express customer representatives regarding this welcome reward point during and after my application. All those American Express customer representatives have promised and confirmed with me on the recorded line that I should be awarded with those XXXX points after I reached the spending limits which I did. With such promise and conditions |
| lastly the picture of the text shows the delivery was cancelled. Why was I charged for BOTH transactions and why were BOTH processed after one was clearly CANCELED.,,Block | 1 | 0.0% | your dispute has been denied. '' However it is clear in the documents l 've uploaded |
| late | 2 | 0.0% | the cited reason is not correct and deceptive. My credit score is EXCELLENTXXXX |
| Late | 1 | 0.0% | HARP |
| late 120 days XXXX | 4 | 0.0% | late 120 days XXXX |
| late 120 daysJun | 1 | 0.0% | late 120 days XXXX |
| late 150 days XX/XX/XXXX late 120 days XX/XX/XXXX | 3 | 0.0% | XX/XX/XXXX and XX/XX/XXXX |
| late and I have a balance owed to the original creditors. An account can not be both charged off and have a balance owed legally and they know it. This information is misleading | 1 | 0.0% | is reporting that a XXXX XXXX XXXX XXXXXXXX |
| late bill | 1 | 0.0% | I faxed information to the bank for the third time |
| late charge and repossession costs. A debtor can redeem a vehicle with this method only once during the lifetime of the contract. . Notice I was n't ever given the 21-day redemption notice in the packet | 1 | 0.0% | the 30 % Rule |
| late charges | 3 | 0.0% | certified accounting of all payments |
| Late Charges | 1 | 0.0% | escrow |
| late charges in addition tho the money they are paid back as agreed. Then this information sits on the report | 1 | 0.0% | delays |
| late charges to promote their consumer into bad credit ratings | 1 | 0.0% | due to insuffficent documentation. But recently and on this date has been reopened for further investigation by : DISTRICT ATTORNEY 'S OFFICE COUNTY OF XXXX XXXX XXXX XXXX XXXX |
| late fees | 14 | 0.0% | at that point I was 6 months behind. I offered to pay 2 months payments {$1200.00} that friday ( 2 days ) and a full payment every 2 weeks of {$640.00} for the current months payment due and to catch up on the payments behind |
| Late fees | 1 | 0.0% | Section XXXX Finance Charge : as a part of a consumer credit transaction |
| late fees and charges. Frankly | 1 | 0.0% | I contacted Barclays. The fraud associate reiterated that Barclays found the activity valid and I was responsible for the charge. There was no mention of the follow-up material I sent for review. After 20 minutes on the call |
| late fees etc | 1 | 0.0% | I paid over {$2500.00} and continued making my payments. They were reporting my payments up until XXXX of 2014 and stopped. The amount was written off as bad debt and my credit score dropped by XXXX points. When I inquired about it |
| late fees etc ) | 1 | 0.0% | it is an internal ledger that does not include a copy of my lease |
| late fees were accruing on my account without my knowledge. | 1 | 0.0% | which stated I owed {$2100.00}. I made my regular monthly payment of {$1400.00} and called regarding my account when I returned from vacation in XXXX. It was during this discussion that I was informed I had missed a payment in XXXX of XXXX ( when my husband was in the hospital ). Subsequently my account accrued {$710.00} in late fees over the course of several months. I was never informed of the missed XXXX payment |
| late last year | 1 | 0.0% | from XXXX for {$50.00}. I used my banks online bill payment feature to send a check dated XX/XX/2022. The cancelled check shows that XXXX marked it for Deposit Only and deposited it on XX/XX/2022 |
| late mortgage | 1 | 0.0% | my health only worsened |
| late mortgage. | 1 | 0.0% | the account continues to appear on my credit report. Whats more damaging it is now reporting as delinquent/late |
| Late or Derogatory reporting information I professionally and wholeheartedly request your assistance in this matter as I believe I have exhausted all manners in which to correct this abomination. If I do not receive a letter and the reports indicating the above information | 1 | 0.0% | you need to absolve this situation and make it perfectly clear that : My account is current My account has never been past due My account has never been in default |
| late payment | 2 | 0.0% | we got denied on XXXX/XXXX/XXXX and transferred from XXXX account manager to another until XXXX/XXXX/XXXX. In the meantime |
| late payment ) EQ XXXX # XXXX ( XXXX : {$2000.00} | 1 | 0.0% | late payment ) XXXX XXXXXXXX # XXXX ( XXXX : {$4000.00} |
| late payment and utilization reported on my credit accounts.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,617XX,,Consent provided,Web,2023-01-25,Closed with explanation,Yes,N/A,6486649 | 1 | 0.0% | XXXX or written instructions to report anything to my consumer report |
| Late payment date : XXXX | 1 | 0.0% | Late payment date : XXXX |
| late payment fees/ notices | 1 | 0.0% | denying me my right to verify this alleged account and the said balance due. The representatives have even said that this account had been discharged included in my bankruptcy judgement from XX/XX/XXXX. I have asked for proof of this |
| late payment remarks shouldn't be | 3 | 0.0% | under a bankruptcy ( says verified but I have written and sent letters from third party agencies and bankruptcy court saying they do not share this information )! |
| late payments | 24 | 0.0% | misleading |
| Late payments | 2 | 0.0% | abuse and harm that EXPERIAN |
| Late Payments : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,488XX,,Consent provided,Web,2025-11-18,Closed with explanation,Yes,N/A,17326765 | 1 | 0.0% | {$0.00} XXXX XXXX Inquiries : XXXX XXXX |
| late payments do constitute transactions and thus | 1 | 0.0% | 90 days delinquent on the XXXX XXXX XXXX accounts. ALL 5 accounts beginning in : 6418 All 5 of these accounts include a late payment of 90 days |
| late payments must be reported progressively and accurately based on the actual delinquency timeline | 1 | 0.0% | obtained on [ insert date you obtained report ( s ) ] |
| late payments on XXXX XXXXXXXX XXXX XXXX XXXX closed | 3 | 0.0% | I have submitted multiple disputes regarding inaccurate information on my credit report ( XX/XX/year> |
| late payments/other derogatory information in my consumer reports are in violation of 26 USC ss 6050P Returns Relating to the Cancellation of Indebtedness By Certain Entities. If this derogatory account information is not deleted from my consumer reports within 30 days | 2 | 0.0% | Section 501 : Failure to ensure the security and confidentiality of my personal and financial information. Gramm-Leach-Bliley Act |
| late payments/other derogatory information in my consumer reports are in violation of 26 USC ss 6050P Returns Relating to the Cancellation of Indebtedness By Certain Entities. If this derogatory account information is not deleted from my consumer reports within XXXX XXXX | 1 | 0.0% | Section 501 : Failure to ensure the security and confidentiality of my personal and financial information. Gramm-Leach-Bliley Act |
| late paymentssome showing as 30 days late | 3 | 0.0% | including the following : XXXX XXXX ( multiple accounts ) |
| later | 1 | 0.0% | shocking reduction of my credit line by the Bank of America when I logged on to its website on XX/XX/XXXX for online banking. Upon finding |
| later and she then hangs up before I can say a word. I pay the {$49.00}. I also send a message through the message center regarding my credit balance. I have alerts set up on this account for just about everything. No response came to me via phone | 1 | 0.0% | I called their customer service number regarding the confusion on their website about the {$50.00} credit balance and resulting {$0.00} balance showing |
| later calling it a system error. They charged me over {$250.00} in late fees for XXXX and XXXX and refused to correct the funds taken from my account due to their error. Additionally | 2 | 0.0% | they were the ones who blocked my account from receiving payments from XXXX XXXX my bank |
| later contradicted by FirstTechs own subsequent letters ( Exhibit 5 ). Despite materially altering the credit relationship | 1 | 0.0% | that referenced closure of the account |
| later converting to age-related benefit. | 1 | 0.0% | anyway ) XX/XX/XXXX ( no year found ) |
