Lincoln Financial Services
44 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lincoln Financial Services complaint mix by product
- Checking or 13 29.5% – 0% relief
- Vehicle loan 9 20.5% – 0% relief
- Money transfer, 9 20.5% – 0% relief
- Credit reporting 7 15.9% – 0% relief
- Debt collection 3 6.8% – 0% relief
- Consumer Loan 2 4.5% – 0% relief
- Credit reporting, 1 2.3% – 0% relief
How Lincoln Financial Services's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 13 |
| Vehicle loan or lease | 9 |
| Money transfer, virtual currency, or money service | 9 |
| Credit reporting or other personal consumer reports | 7 |
| Debt collection | 3 |
| Consumer Loan | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 16 |
| NY | 3 |
| PA | 3 |
| OH | 3 |
| TX | 2 |
| NJ | 2 |
| MA | 2 |
| NE | 1 |
| UT | 1 |
| AZ | 1 |
| TN | 1 |
| FL | 1 |
| CT | 1 |
| GA | 1 |
| NM | 1 |
| VA | 1 |
| MI | 1 |
| WA | 1 |
| OR | 1 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 7 |
| Other transaction problem | 6 |
| Incorrect information on your report | 5 |
| Problem with a lender or other company charging your account | 3 |
| Managing the loan or lease | 3 |
| Closing an account | 3 |
| Improper use of your report | 2 |
| Money was not available when promised | 2 |
| Attempts to collect debt not owed | 2 |
| Struggling to pay your loan | 2 |
| Repossession | 1 |
| Problems at the end of the loan or lease | 1 |
| Trouble accessing funds in your mobile or digital wallet | 1 |
| Communication tactics | 1 |
| Getting a loan or lease | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Shopping for a loan or lease | 1 |
| Problems when you are unable to pay | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 2 | 50% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 0% |
| 2022 | 1 | 100% |
| 2024 | 6 | 0% |
| 2025 | 19 | 0% |
| 2026 | 11 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Lincoln Financial Services
Lincoln Financial Services's 44 logged complaints stay concentrated: only 20 states show a filing on record. 54.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2016 through 2026-06-10.
Lincoln Financial Services answers 13.6% of complaints inside the CFPB's tracked window and closes 22.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lincoln Financial Services.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Lincoln Financial Services have?
44, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Lincoln Financial Services respond to complaints on time?
13.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Lincoln Financial Services?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.