CFPB · Narrative-heavy record

Lighthouse Finance Solutions LLC

6 CFPB complaints · 50% with narratives · top issue Confusing or misleading advertising or marketing.

6 CFPB complaints

Lighthouse Finance Solutions LLC: 50% of 6 filings include consumer narratives. Timely 83.3% · relief 50% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2019 to 2024

CFPB relief outcome brief

CCDB company lighthouse-finance-solutions-llc

50% relief · 83.3% timely · 6 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Accurate Background (39.8% relief)

Lighthouse Finance SolutionsLLC (this)50%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Lighthouse Finance Solutions LLC and nearest filing-volume peers

Lighthouse Finance Solutions LLC closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Lighthouse Finance Solutions LLC has 6 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 50.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lighthouse Finance Solutions LLC complaint mix by product

Total complaints: 6

Lighthouse Finance Solutions LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 3 complaints (50.0%), resolution 66.7% Credit reporting, 50.0% Credit reporting: 1 complaints (16.7%), resolution 0.0% Credit reporting 16.7% Money transfer,: 1 complaints (16.7%), resolution 100.0% Money transfer, 16.7% Debt collection: 1 complaints (16.7%), resolution 0.0% Debt collection 16.7%
  • Credit reporting, 3 50.0% – 67% relief
  • Credit reporting 1 16.7% – 0% relief
  • Money transfer, 1 16.7% – 100% relief
  • Debt collection 1 16.7% – 0% relief

How Lighthouse Finance Solutions LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting or other personal consumer reports 1
Money transfer, virtual currency, or money service 1
Debt collection 1

Concentrated filing states for Lighthouse Finance Solutions LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
50% of this company's filings
NY3MO1FL1MA1

Lighthouse Finance Solutions LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2019
0.511.522.5 20192020202120222024 1

Top States

State Complaints
NY 3
MO 1
FL 1
MA 1

Top Issues

Issue Complaints
Confusing or misleading advertising or marketing 2
Incorrect information on your report 1
Attempts to collect debt not owed 1
Fraud or scam 1
Excessive fees 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 2 50%
2021 1 100%
2022 1 100%
2024 1 100%

Source: CFPB Consumer Complaint Database

Lighthouse Finance Solutions LLC's narrative-rich complaint ledger

Lighthouse Finance Solutions LLC's 6 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2024-12-03.

Lighthouse Finance Solutions LLC answers 83.3% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Confusing or misleading advertising or marketing."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lighthouse Finance Solutions LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lighthouse Finance Solutions LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lighthouse Finance Solutions LLC (83.3% timely; 50% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record