CFPB · Diversified product mix

Lighthouse Acceptance Corporation

3 CFPB complaints · diversified mix (top product 33.3%) · top issue Incorrect information on your report.

3 CFPB complaints

Lighthouse Acceptance Corporation: top product "Credit reporting or other personal consumer reports" is only 33.3% of 3 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2016 to 2025

CFPB relief outcome brief

CCDB company lighthouse-acceptance-corporation

0% relief · 100% timely · 3 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Lighthouse AcceptanceCorporation (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Lighthouse Acceptance Corporation and nearest filing-volume peers

Lighthouse Acceptance Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Lighthouse Acceptance Corporation has 3 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lighthouse Acceptance Corporation complaint mix by product

Total complaints: 3

Lighthouse Acceptance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 1 complaints (33.3%), resolution 0.0% Credit reporting 33.3% Consumer Loan: 1 complaints (33.3%), resolution 0.0% Consumer Loan 33.3% Vehicle loan: 1 complaints (33.3%), resolution 0.0% Vehicle loan 33.3%
  • Credit reporting 1 33.3% – 0% relief
  • Consumer Loan 1 33.3% – 0% relief
  • Vehicle loan 1 33.3% – 0% relief

How Lighthouse Acceptance Corporation's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 1
Consumer Loan 1
Vehicle loan or lease 1

Concentrated filing states for Lighthouse Acceptance Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OR
66.7% of this company's filings
OR2WA1

Lighthouse Acceptance Corporation complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2016
1 201620222025 1

Top States

State Complaints
OR 2
WA 1

Top Issues

Issue Complaints
Incorrect information on your report 1
Shopping for a loan or lease 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2022 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Lighthouse Acceptance Corporation spreads across product buckets

Lighthouse Acceptance Corporation's 3 logged complaints stay concentrated: only 2 states show a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-08-31.

Lighthouse Acceptance Corporation answers 100% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lighthouse Acceptance Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lighthouse Acceptance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lighthouse Acceptance Corporation (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix