CFPB · Single-product concentration
Line Financial, PBC
32 CFPB complaints · 87.5% in "Payday loan, title loan, personal loan, or advance loan" · top issue Can't stop withdrawals from your bank account.
Line Financial, PBC: 87.5% of 32 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 100% · relief 46.9%. Allegations, not findings.
- Single-product concentration
- +57.1% filings 2024 to 2026
CFPB relief outcome brief
CCDB company line-financial-pbc
46.9% relief · 100% timely · 32 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Lac Courte Oreilles Financial Services II (50.9% relief)
Line Financial, PBC closes 46.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Line Financial, PBC's 32 filings include narrative text
65.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Line Financial, PBC complaint mix by product
- Payday loan, 28 87.5% – 54% relief
- Money transfer, 3 9.4% – 0% relief
- Checking or 1 3.1% – 0% relief
How Line Financial, PBC's 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 28 |
| Money transfer, virtual currency, or money service | 3 |
| Checking or savings account | 1 |
Where Line Financial, PBC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 12.5% of this company's filings
Line Financial, PBC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +57.1% vs 2024
Top States
| State | Complaints |
|---|---|
| FL | 4 |
| TX | 4 |
| MI | 3 |
| IL | 3 |
| NC | 2 |
| PA | 2 |
| GA | 2 |
| NJ | 2 |
| MA | 2 |
| AZ | 1 |
| MS | 1 |
| NY | 1 |
| CA | 1 |
| TN | 1 |
| MD | 1 |
| LA | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Can't stop withdrawals from your bank account | 8 |
| Charged fees or interest you didn't expect | 4 |
| Loan payment wasn't credited to your account | 3 |
| Confusing or missing disclosures | 2 |
| Confusing or misleading advertising or marketing | 2 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 |
| Issues with repayment | 2 |
| Can't contact lender or servicer | 2 |
| Problem with cash advance | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Unexpected fees | 1 |
| Money was not available when promised | 1 |
| Managing an account | 1 |
| Fraud or scam | 1 |
| Problems receiving the advance | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 7 | 100% |
| 2025 | 14 | 100% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database
Line Financial, PBC filings cluster in one product
Line Financial, PBC's 32 logged complaints stay concentrated: only 17 states show a filing. 65.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-06-24.
Line Financial, PBC answers 100% of complaints inside the CFPB's tracked window and closes 46.9% with a written explanation. 46.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Can't stop withdrawals from your bank account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Line Financial, PBC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Line Financial, PBC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 32.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Line Financial, PBC (100% timely; 46.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration