CFPB · Single-product concentration
Lima One Capital, LLC
37 CFPB complaints · 83.8% in "Mortgage" · top issue Trouble during payment process.
Lima One Capital, LLC: 83.8% of 37 CFPB complaints sit in "Mortgage". Timely 59.5% · relief 5.4%. Allegations, not findings.
- Single-product concentration
- -50% filings 2017 to 2026
CFPB relief outcome brief
CCDB company lima-one-capital-llc
5.4% relief · 59.5% timely · 37 filings · Mortgage
Same-product relief peers
Nearest relief peer: NEXA Mortgage, LLC (5.4% relief)
Lima One Capital, LLC closes 5.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Lima One Capital, LLC scores strongest on closed with explanation (90/100 percentile-benchmarked) and weakest on relief provided (25/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
25 / 100 percentile-benchmarked
5.4% of complaints closed with relief to the consumer
Timely response
29 / 100 percentile-benchmarked
59.5% of complaints answered inside the CFPB 15-day window
Closed with explanation
90 / 100 percentile-benchmarked
94.6% of complaints closed with an explanation to the consumer
Most of Lima One Capital, LLC's 37 filings include narrative text
67.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lima One Capital, LLC complaint mix by product
- Mortgage 31 83.8% – 7% relief
- Debt collection 3 8.1% – 0% relief
- Credit reporting, 2 5.4% – 0% relief
- Payday loan, 1 2.7% – 0% relief
How Lima One Capital, LLC's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 31 |
| Debt collection | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, or personal loan | 1 |
Where Lima One Capital, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 18.9% of this company's filings
Lima One Capital, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2017
Top States
| State | Complaints |
|---|---|
| IL | 7 |
| GA | 4 |
| TX | 3 |
| NC | 3 |
| MD | 2 |
| FL | 2 |
| NY | 2 |
| OH | 2 |
| PA | 2 |
| NJ | 2 |
| DE | 1 |
| KS | 1 |
| NE | 1 |
| VA | 1 |
| CA | 1 |
| AZ | 1 |
| MI | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 15 |
| Struggling to pay mortgage | 6 |
| Closing on a mortgage | 6 |
| Applying for a mortgage or refinancing an existing mortgage | 3 |
| False statements or representation | 2 |
| Charged fees or interest you didn't expect | 1 |
| Took or threatened to take negative or legal action | 1 |
| Application, originator, mortgage broker | 1 |
| Improper use of your report | 1 |
| Problem with a company's investigation into an existing issue | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 0% |
| 2018 | 2 | 0% |
| 2019 | 2 | 0% |
| 2020 | 1 | 100% |
| 2021 | 9 | 66.7% |
| 2022 | 5 | 80% |
| 2023 | 6 | 83.3% |
| 2024 | 6 | 50% |
| 2025 | 3 | 66.7% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Lima One Capital, LLC filings cluster in one product
Lima One Capital, LLC's 37 logged complaints stay concentrated: only 18 states show a filing. 67.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-02-24.
Lima One Capital, LLC answers 59.5% of complaints inside the CFPB's tracked window and closes 94.6% with a written explanation. 5.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lima One Capital, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lima One Capital, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 37.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 59.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lima One Capital, LLC (59.5% timely; 5.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration