CFPB · Single-product concentration
Lightning Mortgage Holding Company Inc
7 CFPB complaints · 85.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Lightning Mortgage Holding Company Inc: 85.7% of 7 CFPB complaints sit in "Mortgage". Timely 100% · relief 14.3%. Allegations, not findings.
- Single-product concentration
- +33.3% filings 2024 to 2025
CFPB relief outcome brief
CCDB company lightning-mortgage-holding-company-inc
14.3% relief · 100% timely · 7 filings · Mortgage
Same-product relief peers
Nearest relief peer: Bankunited, National Association (14.4% relief)
Lightning Mortgage Holding Company Inc closes 14.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Lightning Mortgage Holding Company Inc has 7 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lightning Mortgage Holding Company Inc complaint mix by product
- Mortgage 6 85.7% – 17% relief
- Credit reporting 1 14.3% – 0% relief
How Lightning Mortgage Holding Company Inc's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 6 |
| Credit reporting or other personal consumer reports | 1 |
Where Lightning Mortgage Holding Company Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 28.6% of this company's filings
Lightning Mortgage Holding Company Inc rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 4
- +33.3% vs 2024
Top States
| State | Complaints |
|---|---|
| MI | 2 |
| MN | 1 |
| AZ | 1 |
| TX | 1 |
| NJ | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 5 |
| Improper use of your report | 1 |
| Closing on a mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 3 | 100% |
| 2025 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Lightning Mortgage Holding Company Inc filings cluster in one product
Lightning Mortgage Holding Company Inc's 7 logged complaints stay concentrated: only 6 states show a filing. 85.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2025-11-24.
Lightning Mortgage Holding Company Inc answers 100% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 14.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lightning Mortgage Holding Company Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lightning Mortgage Holding Company Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lightning Mortgage Holding Company Inc (100% timely; 14.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration