CFPB · Single-product concentration

Live Well Financial, Inc.

45 CFPB complaints · 100% in "Mortgage" · top issue Loan modification,collection,foreclosure.

45 CFPB complaints

Live Well Financial, Inc.: 100% of 45 CFPB complaints sit in "Mortgage". Timely 77.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2013 to 2021

CFPB relief outcome brief

CCDB company live-well-financial-inc

0% relief · 77.8% timely · 45 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Live Well Financial, Inc.(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Live Well Financial, Inc. and nearest filing-volume peers

Live Well Financial, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Live Well Financial, Inc. scores strongest on closed with explanation (92/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

41 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

61 / 100 percentile-benchmarked

77.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

92 / 100 percentile-benchmarked

95.6% of complaints closed with an explanation to the consumer

How 45 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 77.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Live Well Financial, Inc. complaint mix by product

Total complaints: 45

Live Well Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 45 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 45 complaints (100.0%), resolution 0.0% Mortgage 100.0%
  • Mortgage 45 100.0% – 0% relief

How Live Well Financial, Inc.'s 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 45

Where Live Well Financial, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
13.3% of this company's filings
CA6VA4PA4OH4NY4IL3FL3NJ3

Live Well Financial, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
2
-33.3% vs 2013
051015 20132014201520162017201820192021 2

Top States

State Complaints
CA 6
VA 4
PA 4
OH 4
NY 4
IL 3
FL 3
NJ 3
MN 2
WA 2
AZ 2
TX 2
CT 1
NH 1
MO 1
GA 1
TN 1

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 10
Struggling to pay mortgage 9
Trouble during payment process 7
Applying for a mortgage or refinancing an existing mortgage 5
Loan servicing, payments, escrow account 5
Application, originator, mortgage broker 5
Settlement process and costs 3
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2013 3 66.7%
2014 3 100%
2015 5 60%
2016 10 60%
2017 12 91.7%
2018 8 100%
2019 2 100%
2021 2 0%

Source: CFPB Consumer Complaint Database

Live Well Financial, Inc. filings cluster in one product

Live Well Financial, Inc.'s 45 logged complaints stay concentrated: only 17 states show a filing. Only 28.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2021-10-26.

Live Well Financial, Inc. answers 77.8% of complaints inside the CFPB's tracked window and closes 95.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Live Well Financial, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Live Well Financial, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Live Well Financial, Inc. (77.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration